- Albany refinance mortgage - Compare mortgages by city in Albany

Albany, New York refinance mortgage

Fill out our online mortgage quotes application and receive up to 4 lenders rate quotes. will provide you with competitive refinance mortgage. With many mortgage brokers competing to get you your mortgage quotes we will get you the best Albany, New York refinance mortgage. Need a Bad Credit loan? can help. Need Albany, New York mortgage refinancing, will get you the best refinance mortgage. Use our mortgage calculator to calculate your Albany, New York rates. More Albany, New York information available including Albany, New York weather.

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Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac):

A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA):

A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae):

This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans:

Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage:

A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan:

Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.


A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

View all Terms
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