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Mortgage Rate Trends and Market Update

21-Nov-08

Last

Change

0.00%

0.04%

-0.04%

-0.11%

-0.08%

-0.10%

7 Year Fixed Rate Mortgage This marker indicates the current chart.

2.49%

0.17%

-0.04%

-0.01%

This marker indicates the current chart. Use links on left to view charts. Click to enlarge.

Week Month Year 3 Yrs

sources: informars.com, erate.com, Freddie Mac

NAMB, Equal Housing Opportunity, BBB Reliability Online, SSL Secure Server

Amawalk	Bronxville	Dobbs Ferry	Hawthorne	Millwood	Peekskill	Scarsdale	Valhalla
Ardsley	Buchanan	Eastchester	Irvington	Mohegan Lake	Pelham	Shenorock	Verplanck
Ardsley On Hudson	Chappaqua	Elmsford	Jefferson Valley	Montrose	Pleasantville	Shrub Oak	Waccabuc
Armonk	Cortlandt Manor	Goldens Bridge	Katonah	Mount Kisco	Port Chester	Somers	West Harrison
Baldwin Place	Crompond	Granite Springs	Larchmont	Mount Vernon	Pound Ridge	South Salem	White Plains
Bedford	Cross River	Harrison	Lincolndale	New Rochelle	Purchase	Tarrytown	Yonkers
Bedford Hills	Croton Falls	Hartsdale	Mamaroneck	North Salem	Purdys	Thornwood	Yorktown Heights
Briarcliff Manor	Croton On Hudson	Hastings On Hudson	Maryknoll	Ossining	Rye	Tuckahoe

Today's Mortgage Terms starting with I Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment. Initial Rate: The rate charged for the first interval of an ARM loan. Interest: Compensation in the form of money paid for the use of money. Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan. View all Terms

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