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Today's Mortgage Terms starting with A Accrued Interest: Interest earned but has not been paid Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan. Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change. Adjustment Period: Applicable to an ARM, the time between changes in the interest rate. Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time. Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding. Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance. Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time. Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner. View all Terms

Washington mortgage quotes news:

TOPWRAP 1-Obama picks point men for crisis fight back - Forbes
WASHINGTON/LIMA, Nov 23 (Reuters) - U.S. President-elect Barack Obama has picked two experienced policymakers, Timothy Geithner and Lawrence Summers, to spearhead the fight against the global financial crisis -- appointments which should bring some ...

PRESS DIGEST - Washington Post Business - Nov. 21 - Forbes
WASHINGTON, Nov 21 (Reuters) - The Washington Post included the following items on the front page of its business section on Nov. 21. Reuters has not verified these stories and does not vouch for their accuracy. Fannie Mae (nyse: FNM - news - people ...

Stock & fund quotes - ninemsn
This weekend in Washington saw a meeting of what is known as the "Group of 20" nations - those representing the most powerful economies in the world. It's a little bit of a misnomer, as the G20 is actually 19 nations plus the European Union. The ...

Mortgage-Backed Securities Remain Toxic - BusinessWeek
When Treasury Secretary Henry Paulson first pitched the bailout in September, it sounded like a plumbing job. The "troubled assets" on lenders' books were clogging the financial system, he said, and the government needed to buy up the bad debt to get ...

Words from the (Investment) Wise for the Week That Was (November 17 ... - Safe Haven
A new bout of fear gripped financial markets during the past week, causing the slide in global stocks, commodities and emerging-market assets to deepen. As investors' angst escalated, positions in risky assets were liquidated in exchange for ...

DIARY - Day ahead in the FX and debt markets - CNBC
This diary is a summary of key events likely to affect trading in the Forex and debt markets. All times GMT. ----- Top FX News: Top Fixed Income News: Top Macroeconomic News: European equities ...

Front Row Washington - Reuters Blogs
George W. Bush heads to Peru this morning for his last scheduled trip abroad as U.S. president. Accompanied by Secretary of State Condoleezza Rice, he will attend an Asia-Pacific summit in Lima, Peru, where he will seek support for global financial ...

UPI NewsTrack Business - United Press International
Quotes delayed at least 20 mins. U.S. markets higher Friday morning NEW YORK, Nov. 21 (UPI) -- U.S. markets caught a brief respite from a week of sell offs, rising modestly Friday morning in an atmosphere dominated by recession worries. Citigroup Inc ...

SNAPSHOT - Financial Crisis - 2245 GMT - CNBC
NEWS - U.S. prices drop at record pace, China wary of unrest - Federal Reserve slashes 2009 growth forecasts - Compromises proposed for $25 billion U.S. auto aid plan - Japanese, European carmakers also under pressure - China police told to maintain ...

The Anti-Socialist Wealth Redistributors - Reason.com
George Will on Sunday furthered his valuable recent service to the nation by giving Republicans the kind of intellectual shock therapy they'll need if they are to learn anything both useful and objectively pro-freedom from their electoral drubbing ...