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Amagansett Center Moriches East Northport Huntington Station Melville Peconic Shelter Island Water Mill
Amityville Centereach East Quogue Islandia Middle Island Port Jefferson Shelter Island Heights West Babylon
Aquebogue Centerport East Setauket Islip Miller Place Port Jefferson Station Shirley West Islip
Babylon Central Islip Eastport Islip Terrace Montauk Quogue Shoreham West Sayville
Bay Shore Cold Spring Harbor Farmingville Jamesport Moriches Remsenburg Smithtown Westhampton
Bayport Commack Fishers Island Kings Park Mount Sinai Ridge Sound Beach Westhampton Beach
Bellport Copiague Great River Lake Grove Nesconset Riverhead South Jamesport Wyandanch
Blue Point Coram Greenlawn Laurel New Suffolk Rocky Point Southampton Yaphank
Bohemia Cutchogue Greenport Lindenhurst North Babylon Ronkonkoma Southold
Brentwood Deer Park Hampton Bays Manorville Northport Sag Harbor Speonk
Bridgehampton East Hampton Hauppauge Mastic Oakdale Sagaponack Stony Brook
Brightwaters East Islip Holbrook Mastic Beach Ocean Beach Saint James Upton
Brookhaven East Marion Holtsville Mattituck Orient Sayville Wading River
Calverton East Moriches Huntington Medford Patchogue Selden Wainscott
Today's Mortgage Terms starting with C

Cash To Close:

Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.

Closing:

The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.

Closing Costs:

Fees generally paid by the borrower in relation to the closing of a mortgage loan.

Collateral:

Property pledged as security for a debt.

Conforming Loan:

Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.

Conventional Loan:

Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.

Conversion Clause:

A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.

Convertible ARM:

A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.

Covenant:

A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.

Credit Bureau:

It is a clearinghouse for credit history information.

Credit Report:

A report containing a detailed credit history of an individual.

View all Terms
Suffolk mortgage loan news:
Financial News
Feds accuse 16 in LI mortgage fraud schemes - Newsday
Mortgage fraud and cocaine - not a typical crime combination. However, federal officials yesterday arrested 16 people who they said were involved in two multimillion-dollar Long Island mortgage fraud schemes, including one suspected of being tied to ...

Disclosure of Vick's finances reveals excess - Observer-Reporter
RICHMOND, Va. - Michael Vick was once the NFL's highest-paid player, and he spent like it. One of his friends tools around in a $31,000 Cadillac DTS. His former personal assistant steers a $45,000 Infiniti M45 and has a pair of power boats. His ...

Immigrant’s killing shows tensions on Long Island - Las Vegas Sun
The flowers have wilted and the candles are burned out at a makeshift memorial where an immigrant from Ecuador was stabbed to death in what police say was a hate crime carried out by marauding teenagers. Marcelo Lucero's death Nov. 8 has drawn the ...

Vick is swimming in debt - The Washington Times
One of his friends tools around in a $31,000 Cadillac DTS. His former personal assistant steers a $45,000 Infiniti M45 and has a pair of powerboats. His brother Marcus has a $62,000 Land Rover and his sister a Yukon Denali. But Vick himself is busted ...

Vick's wild spending has him in financial abyss - Austin American-Statesman
One of his friends tools around in a $31,000 Cadillac DTS. His former personal assistant steers a $45,000 Infiniti M45 and has a pair of power boats. His brother Marcus has a $62,000 Land Rover and his sister a Yukon Denali. But Vick himself is ...

Bankruptcy records detail Vick's lavish spending - CBS Sportsline
RICHMOND, Va. (AP) - Michael Vick was once the NFL's highest-paid player, and he spent like it. One of his friends tools around in a $31,000 Cadillac DTS. His former personal assistant steers a $45,000 Infiniti M45 and has a pair of power boats. His ...

NFL: Michael Vick facing a financial mess when released - Taipei Times
Atlanta Falcons quarterback Michael Vick, center, is escorted by US Marshals as he leaves a federal courthouse following his arraignment in Richmond, Virginia, on July 26. Michael Vick was once the National Football League¡¦s highest-paid player ...

QB Vick-tim of his own money mismanagement - Calgary Sun
One of his friends tools around in a US$31,000 Cadillac DTS. His former personal assistant steers a $45,000 Infiniti M45 and has a pair of power boats. His brother Marcus has a $62,000 Land Rover, and his sister has a Yukon Denali. But Vick himself ...

Records Detail Vick's Lavish Spending - AOL
RICHMOND, Va. (Nov. 21) - Michael Vick was once the NFL's highest-paid player, and he spent like it. One of his friends tools around in a $31,000 Cadillac DTS. His former personal assistant steers a $45,000 Infiniti M45 and has a pair of power boats ...

Recently in 2010 Category - New York Daily News
How about Christine Quinn for U.S. Senate if Hillary Clinton gives up her seat to become secretary of state? Quinn, the first woman speaker of the City Council, and also the first openly gay person to hold that post, was asked earlier today if she ...

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