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Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

Essex refinance mortgage news:

Letter: Low-rate mortgages will turn financial crisis around - Haverhill Gazette
"Sometimes it takes a little common sense to solve a problem." I believe a little common sense is what is needed to help solve the worst economic downturn that I have seen in my lifetime, as well as the foreclosure nightmare that we are facing not ...

Letter: ‘Allow people to remain in homes’ - Abington Mariner
I believe a little common sense is what is needed to help solve the worst economic downturn that I have seen in my lifetime, as well as the foreclosure nightmare that we are facing not only here in Essex County but across Massachusetts and the ...

Letter: Lenders must act to stop foreclosures - Eagle-Tribune
Sometimes it takes a little common sense to solve a problem. I believe a little common sense is what is needed to help solve the worst economic downturn that I have seen in my lifetime as well as the foreclosure nightmare that we are facing not only ...

Surviving the housing crisis - Burlington Union
There are more than seven million homeowners who are “underwater,” a term that describes the situation when your mortgage exceeds the value of your home. Nationwide, one out of five homeowners are underwater. In Nevada, where the prices have ...

Letter: Register of Deeds offers solution to foreclosure crisis - Salem News
I believe a little common sense can help solve the worst economic downturn that I have seen in my lifetime, as well as the foreclosure nightmare that we are facing not only here in Essex County, but across Massachusetts and the country. As Register ...

Getting economy back on track - Newburyport Daily News
"Sometimes it takes a little common sense to solve a problem." I believe a little common sense is what is needed to help solve the worst economic downturn that I have seen in my lifetime, as well as the foreclosure nightmare that we are facing not ...

COLUMN: A little common sense could go long way - Abington Mariner
I believe a little common sense is what is needed to help solve the worst economic downturn that I have seen in my lifetime, as well as the foreclosure nightmare that we are facing not only here in Essex County but across Massachusetts and the ...

Lawrence will have pilot program to curb foreclosures - Eagle-Tribune
BOSTON - Lawrence and other Massachusetts communities plagued by home foreclosures could get help from a series of initiatives Gov. Deval Patrick will roll out today. Under the plan, Lawrence would be the site of a pilot program to encourage lenders ...

Darling details £50 billion bank bailout plan - Times Online
Chancellor Alistair Darling today launched a drastic rescue of Britain's high street banks in move designed to head off a cataclysmic failure of confidence by announcing a part-nationalisation plan with £50 billion of taxpayers' money. He said there ...

Lantigua, others seek six-month moratorium on foreclosures - Eagle-Tribune
BOSTON — With more homeowners falling behind on mortgage payments, Rep. William Lantigua, D-Lawrence, and a group of lawmakers are proposing a six-month moratorium on foreclosures. The proposed moratorium is among three bills unveiled yesterday ...