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Has your mortgage rate been cut? | November 2008 - This is Money
• Nationwide is passing on the full cut of 1.5% to its base mortgage rate (equivalent to the standard variable rate ), making it 4.69% from 1st Decemeber. • Halifax is passing on the full cut of 1.5% to standard variable rate mortgages - from 6.5 ...

Halifax ditches 'unenforceable' tracker mortgage collars - MyFinances.co.uk
Halifax is to let its tracker mortgages drop below three per cent – despite clauses in mortgage contracts stopping rates dropping. The decision was made today after the Bank of England cut interest rates to two per cent – with the possibility of ...

Mortgage rate drop spurs rush to lenders for refinancing - Detroit Free Press
A sharp plunge in U.S. mortgage rates prompted a rush to refinance, resulting in record-setting business Tuesday at Livonia-based Quicken Loans and big days for other lenders. Following government efforts to unfreeze consumer credit, U.S. mortgage ...

Interest rates cut: Halifax will ignore mortgage collars and pass on ... - Daily Telegraph
The lender's terms and conditions gave it the option to impose a minimum interest rate when the base rate fell below 3pc, as it did today. If it had exercised this option, borrowers with its tracker mortgages would not have benefited at all from the ...

Mortgage brokers closing doors in wake of credit crunch - Birmingham Business Journal
The tightened credit market and current housing slump in the Birmingham- Hoover metro area have forced several local mortgage brokers to shutter their businesses. Since loan volumes in the market drastically decreased, Accept Plus Mortgage LLC, which ...

Birmingham Mayor Larry Langford Faces Bribery Charges (Update1) - Bloomberg
Dec. 1 (Bloomberg) -- Birmingham, Alabama’s mayor was charged with bribery and money laundering in connection with municipal bond and derivative deals while he was president of the Jefferson County Commission, according to an indictment unsealed ...

Alabama consumers catch breaks on mortgages, gas, food amid economic ... - Birmingham News
Amid the gloom, consumers are finally getting some breaks that could be considered holiday gifts - lower rates on home loans, plunging gasoline prices and stabilizing prices for many grocery items. All represent a healthy dose of good news for cash ...

Halifax pledge on tracker deals - BBC News
The Halifax mortgage lender says it will pass on any more cuts in bank rate to half a million existing borrowers who have one of its tracker deals. The bank has a clause in its mortgage agreements which says it can chose to stop cutting its interest ...

Governor fights to settle debt - The Washington Times
BIRMINGHAM , Ala. | Gov. Bob Riley, a Republican, negotiated with creditors Friday over whether Alabama's largest county should seek a deal on its $3.2 billion sewer debt or file the largest bankruptcy in U.S. history. The meeting - held at the ...

Savings offers to disappear as banks impose rate cuts - Financial Times
Savings rates above 6 per cent are set to disappear as banks reduce offers in line with interest rate cuts. Ten banks and building societies – including Nationwide, Alliance & Leicester , Royal Bank of Scotland and NatWest – yesterday reduced ...