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Mortgage Rate Trends and Market Update

4-Dec-08

Last

Change

0.01%

0.06%

-0.11%

-0.01%

15 Year Fixed - National AVG This marker indicates the current chart.

0.01%

-0.07%

2.49%

-0.39%

0.16%

-0.96%

This marker indicates the current chart. Use links on left to view charts. Click to enlarge.

Week Month Year 3 Yrs

sources: informars.com, erate.com, Freddie Mac

NAMB, Equal Housing Opportunity, BBB Reliability Online, SSL Secure Server

Atco	Berlin	Cherry Hill	Glendora	Haddonfield	Mount Ephraim	Sicklerville	Waterford Works
Audubon	Blackwood	Clementon	Gloucester City	Lawnside	Oaklyn	Somerdale	West Berlin
Barrington	Camden	Collingswood	Haddon Heights	Magnolia	Pennsauken	Stratford	Winslow
Bellmawr	Cedar Brook	Gibbsboro	Haddon Township	Merchantville	Runnemede	Voorhees

Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

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