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Today's Mortgage Terms starting with L Lender: The bank, mortgage company or mortgage broker providing the loan. Loan Application: A statement of personal and financial information needed to apply for a loan. Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction. Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan. Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price. Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing. View all Terms

Salem mortgage loan news:

Letter: Mortgage crisis might have been worse without CRA - Salem News
So Taylor Armerding has joined the conga line of conservatives blaming those darn liberals and their do-goodin' ways for the current economic mess ("Nothing 'free' about market that led to our economic downfall," Viewpoint, Thursday, Nov. 27 ...

Wells Fargo hires three lenders - Statesman Journal
SALEM — Carmen Babb, Alan Day and Sheila Freeland have been hired as lenders at Wells Fargo Home Mortgage at 580 State St. in Salem. Babb, a Salem native, worked as a mortgage consultant at Silver Falls Mortgage and Willamette Valley Bank for the ...

Smaller mortgage lenders see opportunity - Daily Business Review
s many of the biggest U.S. banks continue to pare back their mortgage lending, some smaller financial institutions see global financial turmoil as an opportunity to pick up market share. The eight largest mortgage lenders, as measured by total volume ...

Capital One to buy Chevy Chase Bank for $520 mln - Guardian Unlimited
The hidden message in there is that they need capital," said Robert Lutts, president and chief investment officer of Cabot Money Management in Salem, Massachusetts. "Capital One is in the wrong place right now. If there is one part of the financial ...

Treasuries Advance as Inflation Concern Fades, Fed May Buy Debt - Bloomberg
Dec. 2 (Bloomberg) -- Treasuries rose, sending yields on 30-year bonds to a record low, on speculation that inflation will remain subdued and the Federal Reserve may purchase U.S. government securities as the recession deepens. Bonds gained for a ...

Unraveling the Mystery Behind U.S. Treasury Prices - BusinessWeek
In a season characterized by an ever-growing list of unprecedented events—from repeated capital infusions by the federal government into U.S. financial institutions to historically high market volatility—it's tempting to shrug your shoulders when ...

GMAC Puts Individuals After Institutions in Bond Plan (Update2) - Bloomberg
Dec. 1 (Bloomberg) -- GMAC LLC , the financing unit of General Motors Corp., is placing individual investors who loaned the company $14.6 billion behind institutions should the company file for bankruptcy. Holders of so-called SmartNotes, which GMAC ...

Obama tells NY Times he'd do better without Fox News around - Los Angeles Times Blogs
The New York Times, of all places, has a long interview coming out Sunday with the freshman senator from Illinois, Barack Obama. In it, the Democratic presidential nominee, who's leading in most recent political polls, still bemoans the existence of ...

Real-Time News - Newark Star-Ledger
• Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game They met as teenagers, finding a common bond ...

Feds consider changes to mortgage program - Salem News
WASHINGTON (AP) _ The government may let more borrowers qualify for a $300 billion program designed to let troubled homeowners swap risky loans for more affordable ones, a top Bush administration official said Wednesday. The program, included in a ...