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Today's Mortgage Terms starting with L Lender: The bank, mortgage company or mortgage broker providing the loan. Loan Application: A statement of personal and financial information needed to apply for a loan. Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction. Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan. Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price. Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing. View all Terms

Pershing mortgage rates news:

Advice to Obama: A Hedge Fund Manager Speaks - Wall Street Journal
“Hedge funds don’t employ a lot of voters; they have small staffs.” This wry statement came from Pershing Square founder William Ackman. Ackman has become something of a de facto spokesman for a certain swath of the hedge fund industry: whether ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. Charges of socialism have been thrown around pretty promiscuously in this election, mainly against Democratic presidential hopeful Barack Obama ...

Top Videos of the Week - CNBC
Pimco's Bill Gross and Vanguard's Ken Volpert discuss the Fed's decision to cut the fed funds rate by a half-point. Bernanke on Mortgage Market 31 Oct 2008 Fed Chairman Ben Bernanke discusses the current situation in the mortgage markets and ...

Stocks Finish Higher - MSNBC
U.S. stocks finished higher Thursday after economic data beat Wall Street's low expectations. The U.S. gross domestic product fell 0.3%, about in line with economists' forecasts and confirmed predictions the nation is heading for a recession. An ...

Movers: Exxon Mobil, Motorola, CVS Caremark, Colgate-Palmolive - MSN MoneyCentral
Exxon Mobil (XOM) posts $2.86, vs. $1.70 a year ago, third quarter EPS. Says it plans to continue its disciplined capital investments with full year capital and exploration expenditures projected to be $25 billion, consistent with previous guidance ...

1984 Republican Party Platform - CNN
This year, the American people will choose between two diametrically opposed visions of what America should be. The Republican Party looks at our people and sees a new dawn of the American spirit. The Democratic Party looks at our nation and sees the ...

Ohio among 16 battleground states - Canton Repository
WASHINGTON — The following 16 states are expected to be the most hotly contested in the nation on Tuesday. Here's a closer look at each. — Colorado (9 electoral votes) The Rocky Mountains have become the newest presidential battleground, with ...

October 12 - October 19 (79) - Dakota Voice
► January 16 - January 23 (1) This is the video that was quickly banned from YouTube because of a "copyright infringement." This updated version uses music and video claiming safe harbor under the Fair Use Doctine. To those still confused about ...

LETTER: Politicians benefit from higher taxes - Journal Gazette and Times Courier
The founders of our nation and the framers of our constitution were gentlemen farmers whose leisure gave them the freedom to pontificate on high political and social ideals that would trickle down to poor working class people. Okay, they got that by ...

Do you want socialism? - Northwest Herald
Do you want a socialist state? If not, I urge you, your family, and friends to vote for Sen. John McCain and Gov. Sarah Palin. Now it is clear to me that Obama’s real agenda is socialism. His tax credits for folks paying no taxes are in essence the ...