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Today's Mortgage Terms starting with I

Index:

An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate:

The rate charged for the first interval of an ARM loan.

Interest:

Compensation in the form of money paid for the use of money.

Interest Rate Cap:

Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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Douglas mortgage rates news:

Fitch Rates Capital City Economic Development Authority's (CT) $22.5MM ... - Earthtimes
NEW YORK - (Business Wire) Fitch Ratings assigns an 'AA-' rating to $22.5 million Capital City Economic Development Authority (CCEDA, or the Authority) parking and energy revenue bonds, 2008 series D. The bonds are expected through negotiation on or ...

High electric rates concern RTM - TriVallyCentral
BRANFORD - The Representative Town Meeting is considering taking a stance against the state's escalating electric rates. The grass-roots organization, Fight the Hike, has asked Branford officials to sign a resolution that will be presented to state ...

The Subprime Good Guys These mortgage lenders loan to poor people ... - Slate
The ethical subprime-lending industry helps people buy houses they can afford In recent months, conservative economists and editorialists have tried to pin the blame for the international financial mess on subprime lending and subprime borrowers. If ...

State in line to get $19M for housing - Times-Argus
Vermont has $19 million to spend on housing, if federal authorities like how the state plans to spend it. Gov. James Douglas announced a three-pronged plan to spend the money, which is coming to the state through the federal Department of Housing and ...

$19M slated for Vt. homes - Rutland Herald
Vermont would have $19 million to spend on housing, if federal authorities like how the state plans to spend it. Gov. James Douglas announced a three-pronged plan to spend the money, which is coming to the state through the federal Department of ...

Making a sound investment - Monroe Evening News
More local families could become homeowners thanks to the efforts of a local nonprofit group and a Monroe-based bank. Recently, Monroe Bank & Trust bought six individual mortgage loans for $473,000 from Habitat for Humanity of Monroe County. Habitat ...

Business leaders in Berks, others offer their recipes for recovery - Reading Eagle
The ongoing financial crisis has negatively affected a variety of local industries. Because every aspect of the economy is tied to other parts of the economy, any action President Barack Obama takes after his inauguration will have wide-ranging ...

Shine might be wearing off Manhattan real estate market - Marketwatch
With Wall Street bonuses expected to decline significantly this year and the credit crisis only getting worse, Manhattan - where prices stood firm as those in the rest of the nation crumbled - is destined for a hit. "It's going to affect all price ...

Citigroup to slash 50,000 jobs worldwide - News.com.au
US banking giant Citigroup is to slash a near-record 50,000 jobs worldwide as it tightens its belt further to cope with a global financial crisis and heavy losses. The job losses will affect its Australian operations, after a spokesperson confirmed ...

A Risk Worth Taking - Newsweek
In recent months, conservative economists and editorialists have tried to pin the blame for the unholy international financial mess on subprime lending and subprime borrowers. If bureaucrats and social activists hadn't pressured firms to lend to the ...