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Today's Mortgage Terms starting with A Accrued Interest: Interest earned but has not been paid Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan. Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change. Adjustment Period: Applicable to an ARM, the time between changes in the interest rate. Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time. Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding. Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance. Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time. Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner. View all Terms

Brown refinance mortgage news:

PRESS DIGEST-Australian Business News - Dec 4 - CNBC
Compiled for Reuters by Media Monitors. Reuters has not verified these stories and does not vouch for their accuracy. THE AUSTRALIAN FINANCIAL REVIEW (www.afr.com) -- West Australian Newspapers (WAN) has lost half of its board following the sudden ...

Wolters Kluwer Financial Services Begins Development of Hope for ... - MSN MoneyCentral
In response to federal regulators encouraging lenders and servicers to participate in the Federal Housing Administration’s (FHA’s) HOPE for Homeowners program (H4H), Wolters Kluwer Financial Services announced today it has begun to develop a ...

Credit-card lenders ease pressure on borrowers - The Independent
New Labour restates its stance with Brown's pledge on tax Two weeks to cut rates, card issuers told Leading article: Ministers should concentrate their fire on the banks Banks 'must free up lending to small businesses' The Sketch: Anything ...

Michigan tries to slow foreclosures - Detroit News
LANSING -- Scrambling to do something about Michigan's rampant home foreclosure problem before the holidays, Gov. Jennifer Granholm and lawmakers are working on a flurry of bills to ease the squeeze on cash-strapped homeowners. Various measures would ...

Getting a bachelor's in borrowing - New London Day
Last month, Dan Brown and his roommate headed from San Francisco to Las Vegas. They were aiming to win big so they could pay off their student loans. ”If you don't try, you can't win,” says Brown, a 26-year-old marketing consultant. He's sitting ...

Britain to Host G-20 Meeting in April - FOX News
LONDON — Leaders of 20 of the world's industrialized and emerging economies will meet in London in April to check their progress on tackling the global financial crisis, British Prime Minister Gordon Brown said Wednesday. Brown told the House of ...

The Henry Paulson eclipse could be the global turning point - Times Online
You may not have noticed it if you get most of your economic information from media headlines, but there were some pretty important events in the world economy last week - certainly more important than the Pre-Budget Report and fatuous arguments ...

PersonalFinance: Be thankful for silver linings - Reuters
WASHINGTON (Reuters) - In the last four months, the retail price of a gallon of gasoline has fallen from $4.05 to under $2, according to the Energy Department. Consider it a gift from the financial crisis of 2008. There are others. Goods and services ...

Hamish McRae: If the recession won't be that bad, why will we go so ... - The Independent
So what will happen to the economy during the next couple of years? If the recession is shallow and short, then we might just about scramble through. But if not, then we will be in a huge mess, having to tighten policy while we're still in recession ...

With markets in turmoil, how to buy gold bars - Globe and Mail
As the global financial crisis deepens, Report on Business writers examine and explain the turmoil in credit and stock markets. Here, we answer your questions daily, with the most recent at the top. With the market in turmoil, I may buy some gold ...