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Today's Mortgage Terms starting with A Accrued Interest: Interest earned but has not been paid Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan. Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change. Adjustment Period: Applicable to an ARM, the time between changes in the interest rate. Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time. Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding. Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance. Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time. Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner. View all Terms

Washington mortgage quotes news:

Mortgage Guru Answer Questions - Hispa MP3
Com helps entrepreneurs, small and growing businesses, consultants and business professionals save time and money by addressing real-world. The Insolvency Network team has extensive commercial experience in business and personal insolvency procedures ...

(Adds White House comment, Paulson quotes, detail, byline) - Reuters
WASHINGTON, Oct 9 (Reuters) - The U.S. Treasury Department plans to start directly injecting capital in U.S. banks as soon as the end of October in exchange for passive investment stakes, according to a financial policy source familiar with Treasury ...

UPDATE 3-Paulson says US planning to buy financial equity - Forbes
WASHINGTON, Oct 10 (Reuters) - The United States is developing plans to buy equity stakes in financial institutions, providing another weapon in its war against financial market turmoil, U.S. Treasury Secretary Henry Paulson said on Friday. Providing ...

Stock & fund quotes - ninemsn
LONDON, Oct 6 (Reuters) - European shares suffered their worst one-day percentage fall on record on Monday, sinking to 4-year closing lows as investors dumped stocks across the board and Wall Street slid. The pan-European FTSEurofirst 300 index ...

McCain, Obama clash over economic crisis - The Washington Times
NASHVILLE, TENN. (AP) - Barack Obama and John McCain clashed repeatedly over the causes and cures for the worst economic crisis in 80 years Tuesday night in a debate in which Republican McCain called for a sweeping $300 billion program to shield ...

Treasury's Paulson says it will be 'several weeks' before first asset ... - Forbes
WASHINGTON (Thomson Financial) - US Treasury Secretary Henry Paulson said today it would likely be 'several weeks' before Treasury is in a position to begin buying the first of as much as $700 billion in troubled mortgage securities, since officials ...

McCain pledges homeowner help - The Washington Times
NASHVILLE, Tenn | Sen. John McCain unveiled a sweeping new proposal to prevent Americans from losing their homes as both presidential candidates sought Tuesday night in their second debate to convince undecided voters that they were best-equipped to ...

U.S. to take stake in banks, first since Depression - San Diego Union-Tribune
WASHINGTON – The government will buy an ownership stake in a broad array of American banks for the first time since the Great Depression, Treasury Secretary Henry Paulson said late Friday, announcing the historic step after stock markets jolted ...

Some of the quotes from this speech include: - Huffingtonpost.com
"I would like somebody who knows about a bunch of stuff that I'm not as expert on. I think a lot of people assume that might be some sort of military thing to make me look more Commander-in-Chief-like. Ironically, this is an area--foreign policy is ...

Could chaos still help McCain? - Detroit News
Politics ordinarily has a certain predictability. Yet presidential politics this year has often seemed to resemble what science writer James Gleick described in his book "Chaos." "Chaos," he quotes one physicist as saying, "eliminates the Laplacian ...