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Today's Mortgage Terms starting with F Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans. Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers. First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages. Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan. Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default. View all Terms

Roosevelt mortgage rates news:

Obama Suddenly Riled - San Francisco Gate
Sen. Barack Obama ditched his normal languid cool today, punching back at Gov. Sarah Palin as he spoke with reporters in York, Pa, hotly defending his work as a community organizer. He said he assumes Palin "wants to be treated same way guys want to ...

Bubble Buster - New York Observer
Different year, different boom, same Cassandra. Robert Shiller, the Yale economist who borrowed Alan Greenspan’s phrase “irrational exuberance” for the title of a 2000 book predicting the collapse of the dot-com bubble due to fatally flawed ...

St. Paul Was in Minneapolis Last Night - New York Times Blogs
That was a line spoken yesterday by Doug Wead at a political convention in Minnesota. The first “St. Paul” he mentioned was the city where the G.O.P. is holding its convention; the second one is Ron Paul , leader of the “constitutionalists ...

Banks Gone Wild - Common Dreams
"What were they smoking?" asks the cover of the current issue of Fortune magazine. Underneath the headline are photos of recently deposed Wall Street titans, captioned with the staggering sums they managed to lose. The answer, of course, is that they ...

Bush names new HUD chief - MSNBC
President Bush introduced former Small Business Administration head Steve Preston as his nomination for Housing and Urban Development Secretary, Friday, in the Roosevelt Room of the White House. WASHINGTON - President Bush on Friday chose SBA ...

Roll Back the Reagan Tax Cuts - Common Dreams
Our bridges are falling apart (among other things), and its Ronald Reagan's fault. A few hours before the bridge collapsed in Minnesota, a news release landed (among hundreds) in my email inbox. It was from the right-wing "Heartland Institute" and a ...

Breaking News: Pro-Clinton push poll erupts in California - Los Angeles Times Blogs
Ed Coghlan was just starting to prepare his dinner in the northern San Fernando Valley the other night when the phone rang. The caller was very friendly. He identified himself as a pollster who wanted to ask registered independents like Coghlan a few ...

How Palin Got Picked - Weekly Standard
Can't get enough of Alaska Governor Sarah Palin? The Anchorage Daily News has kindly posted a photo gallery here . Was there something inconsistent in McCain's naming Governor Palin to his ticket after making much hay out of Barack Obama's not being ...

Bush turns focus on economy - Raleigh News & Observer
"I want to thank you, Mr. Secretary, for working over the weekend," President Bush told Treasury Secretary Henry Paulson. "You've shown the country and the world that the United States is on top of the situation." Some analysts and critics said that ...

A new Great Depression? No, it's different - Newsday
Dysfunctional capital markets, frantic central banks, stressed-out consumers, fear and uncertainty -- all are alarming echoes of the global economic cataclysm of the 1930s. Which raises the inevitable question: Could another Great Depression be ...