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Today's Mortgage Terms starting with B Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time. Bearer: The legal owner of a property. Bill of Sale: A document that details the transfer of property. Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage. Blanket Mortgage: A mortgage that includes more than one piece of real estate Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan. Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client. Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time. Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction. View all Terms

Phillips mortgage rates news:

Canada to buy up to C$25 bln in insured mortgages - Forbes
TORONTO (Reuters) - Canada plans to buy up to C$25 billion ($21 billion) in insured residential mortgages to help cushion banks from the global financial crisis and address a "scarcity" of private-sector lending, Finance Minister Jim Flaherty said ...

Fed moves harmful or helpful? - Chicago Tribune
The Federal Reserve took another radical step to try to prop up the ailing economy, but financial markets plunged anyway. U.S. stocks fell for a fifth day, the longest losing streak since January, as investors worried that aggressive government ...

Flood plain update stirs fears - Toledo Blade
Sam Phillips remembers the flood of 1973, when a few inches of rocks protected his Point Place house from the crashing waves of Lake Erie. The water threatened, but it never entered his Lakeside Avenue house. Others in Point Place, though, weren't as ...

Text of Fed Chairman Bernanke's Remarks to the National Association of ... - Washington Post
BERNANKE: Thank you very much. That's very kind, especially from fellow economists. Thank you. I'm very pleased to have the opportunity to once again address the National Association for Business Economics. My very first speech as a governor many ...

The gloom spreads north - Globe and Mail
R L from Canada writes: But, but, but.... Jim Flaherty & Steve Harper say the gloom will NOT spread north... if they say so, it must be true? Bush & Harper both said the 'fundamentals are strong'. Flaherty/Harper's plan is the 'do nothing', laissez ...

State not included in deal to aid subprime borrowers - Pittsburgh Tribune Review
Pennsylvania won't immediately join 11 other states that announced a deal this week with Bank of America that it will provide up to $8.4 billion to help 400,000 homeowners turn troubled subprime mortgages into more affordable loans. But 10,000 ...

Federal Government to Buy up to $25 Bln in Insured Mortgages - The Epoch Times
TORONTO—Canada plans to buy up to $25 billion in insured residential mortgages to help cushion banks from the global financial crisis and address a "scarcity" of private-sector lending, Finance Minister Jim Flaherty said Friday. While details of ...

Economy in Alaska holds steady - Anchorage Daily News
So far, so good. Mostly. Insulated by high oil prices and conservative lending practices, Alaska's resource-driven economy has softened this year but not snapped under the pressure of Wall Street failures and a global credit crunch. Consider ...

Undernews: Rezko Alert - Slate
If McCain is doing so badly , why isn't that showing up here ? Or here ? ... 8:25 A.M. Edwards, Rielle Hunter, Busted: HuffPo 's Sam Stein, who got the story rolling , appears to be vindicated. ... P.S.: Always trust content from kausfiles ! Never ...

A lingering gloom grips Wall Street - Gainesville Sun
Frantically trying to thaw frozen lending and get the economy moving again, the Fed for the first time said it would lend directly to businesses that aren’t banks and hinted that it could slash interest rates soon. Stocks continued their free fall ...