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Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

Fallon mortgage rates news:

Gordon Brown gambles it all on rescue plan - Times Online
As Gordon Brown patted himself on the back for saving the British banking system last week, Neil Parkin stood in the chilly wind outside his bungalow near Barnstaple in Devon and wondered who was going to save him. Parkin is the human face of a ...

Can anyone save us from economic turmoil? - Times Online
Despite the blizzard of billions aimed at saving the world banking system last week, homeowners and small businesses everywhere are wondering what the future now holds for them. Gordon Lennox of Lennox Estates, one of the many small businesses that ...

All change at RBS - bbc
As I said on the Ten O'Clock news last night, the UK's big banks are racing to raise capital, most of which will either come directly from taxpayers or will be underwritten by taxpayers. The reason is that the Government has said that without the ...

iReporters learning to live with less - CNN
(CNN) -- Faced with a nationwide financial crisis, a volatile stock market and rising unemployment and inflation rates, many Americans are making changes in their personal spending habits. Single mother Ingrid Zaharris said financial woes forced her ...

Financial crisis 'to last until 2009' - Daily Telegraph
The era of cut price mortgages is over , senior Treasury officials have said, as consumers were warned that the financial crisis will affect Britain for at least another year. How to survive the crunch and get a mortgage Your view: Is Britain heading ...

Exclusive Reports - Boston Business Journal
Banks brawling for deposits to boost balance sheets Hospitals endure soaring rates as bonds reset weekly Mortgage data for September looking bleak LEGAL LETDOWN: Some young lawyers watch plum first jobs evaporate Corporate borrowers face hurdles amid ...

Nevada agencies receive funding to help families facing foreclosure - KRNV
Senator Harry Reid announced Tuesday that Congress has secured extra funding for Nevada families facing foreclosure. The Consolidated Appropriations Act of 2008 gives $130 million to various agencies around Nevada to help families facing foreclosure ...

Is the Stock Market Swoon Affecting Your Juggle? - Wall Street Journal
Granted, I work at a large financial publication, but for the last week, I’ve found the news about the stock market meltdown pretty hard to ignore. I suspect it’s the same for many Juggle readers, since an increasing number of remarks about the ...

The $3 Trillion War in Iraq - Common Dreams
With March 20 marking the fifth anniversary of the United States-led invasion of Iraq, it's time to take stock of what has happened. In our new book The Three Trillion Dollar War , Harvard's Linda Bilmes and I conservatively estimate the economic ...