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Today's Mortgage Terms starting with L Lender: The bank, mortgage company or mortgage broker providing the loan. Loan Application: A statement of personal and financial information needed to apply for a loan. Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction. Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan. Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price. Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing. View all Terms

Cascade mortgage rates news:

US Treasury close to deal to prop up mortgage giants Fannie and ... - The Independent
The US Treasury is close to a deal to prop up the mortgage finance giants Fannie Mae and Freddie Mac, whose crumbling finances have put the US housing market in jeopardy and threatened to turn an economic slowdown into a deep recession. A string of ...

Beautiful Miss Idaho in LCHS Parade - Spokane Spokesman-Review
How about a photo of Coeur d'Alene's newest Sweetheart to end the week? Miss Teen Idaho, Estrella Atkinson , a senior at Lake City High School, along rain soaked Sherman Avenue, Friday afternoon during the Lake City High School Homecoming Parade ...

The Boom Was a Bust for Ordinary People - Common Dreams
I t begins to sound a bit naughty -- all this talk about the need to "stimulate" the economy, as if we were discussing how to make a porn film. I don't mean to trivialize our economic difficulties or the need for effective government intervention ...

Dollar - Back From The Brink - DailyFx
It could have been a lot worse. A 50bp cut from the Fed. A negative 17,000 NFP against expectations of 70,000 new jobs and yet the dollar held its own refusing to give way to the key 1.5000 level against the euro. The NFP and the GDP news earlier in ...

CNBC Interview: Clinton Outlines Plan to - CNBC
In an exclusive interview on CNBC, presidential candidate Hillary Clinton outlined her plan to toughen standards for mortgage brokers and to set up a $1 billion federal fund to help homeowners avoid foreclosure. “I think a lot of the lenders have ...

1992 Republican Party Platform - CNN
Abraham Lincoln, our first Republican president, expressed the philosophy that inspires Republicans to this day: "The legitimate object of government is to do for a community of people whatever they need to have done, but cannot do at all, or cannot ...

Local banks solvent, but state borrowers still face hardships - Bozeman Daily Chronicle
The small banks that make up the vast majority of Montana’s lending institutions aren’t feeling the hangover that larger banks now are, but then, they didn’t attend the party, either. “They either weren’t willing or weren’t able to make ...

Fed's call for mortgage forgiveness puts pressure on Paulson - Turkish Daily News
Treasury Secretary Henry Paulson may need to revise his strategy for stemming record U.S. home foreclosures after Federal Reserve Chairman Ben S. Bernanke urged lenders to forgive portions of some loans. Bernanke's call, in a speech Tuesday to ...