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Today's Mortgage Terms starting with P Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan. Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate. Pre-Approval: The process of calculating how much money a potential homebuyer could borrow. Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term. Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application. Principal: It is the amount of money borrowed or owed, excluding interest. View all Terms

Lawrence mortgage rates news:

Site Presented By - Salon
The story so far: In 2006, in the post "A Tree Grows in the Sahel," I wrote about the amazing reforestation work pioneered by a farmer in Burkina Faso, Yacouba Sawadogo. In August of this year, Charles Mann's terrific piece on dirt in National ...

U.S. Plans $800 Billion in Lending to Ease Crisis - Gainesville Sun
The gargantuan efforts — one to finance loans for consumers, and a bigger one to push down home mortgage rates — were the latest but probably not the last of the federal government’s initiatives to absorb the shocks that began with losses on ...

LATEST POLITICS VIDEOS - CNBC
C Loading... ( ) ] . At its most basic level, the Federal Reserve’s $600 billion program to buy mortgage-related debt should lower interest rates somewhat and thus spur lending and support the troubled housing market. “We see ...

Q4 To See Even Sharper Decline, Global Insight Says - RTT News
(RTTNews) - The last week of November will bring another rash of negative indicators on the economy, as the recession is now reaching its maximum negative force. At the end of the week, November payroll employment is expected to decline by a steep ...

Existing home sales dip more, prompting calls for stimulus - Baltimore Sun
A Realtors group is calling on lawmakers and Barack ObamaÂs administration to spend $50 billion to subsidize lower mortgage rates after the median home price dropped to $183,000. These for-sale signs are in Richmond, Va. ( AP photo / November 24 ...

Housing industry cries for more help - Traverse City Record-Eagle
WASHINGTON (AP) -- With nationwide sales of existing homes falling more than expected last month and the median sales price plunging to $183,000, the U.S. housing market keeps getting worse. Bracing for more bad news likely on the way, industry ...

U.S. Treasury Yields Drop to Record Lows on Recession Concern - Bloomberg
Dec. 1 (Bloomberg) -- Treasuries rose, sending yields to record lows, as a report showed U.S. manufacturing contracted in November at the fastest pace in 26 years. The yields on two-, 10-, and 30-year securities fell to record lows as global stock ...

News You Need to Know - BusinessWeek
It certainly can't be said they're not working hard. The powers that be in Washington—both incoming and outgoing—did their best this week to douse the latest flames of financial panic, but the shape-shifting nature of the firestorm continued to ...

Smith steps down as Conway football coach - Log Cabin Democrat
There will soon be a new head coach for the Conway High football team. After 18 years of service, Kenny Smith will step aside to accept other responsibilities in the Conway Public School District, according to school officials. Smith finished his ...

Home prices at '04 levels; sales off 3.1% - Fort Wayne Journal Gazette
Locally Realtors sold almost 14 percent fewer existing Allen County homes last month than in October 2007, according to figures the Fort Wayne Area Association of Realtors released earlier this month. Homeowners bought 339 houses last month, down ...