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Today's Mortgage Terms starting with F Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans. Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers. First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages. Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan. Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default. View all Terms

Lafayette mortgage loans news:

Other fictional communities and their real-life counterparts: - USA Today
Peyton Place , scene of the novel, film and TV series, was a combination of several New Hampshire towns, including Gilmanton, where the author, Grace Metalious, lived; Laconia, the only nearby town of comparable size to Peyton Place; and Alton, a ...

November 2008 - Palm Beach Interactive
Gov. Charlie Crist wants to have a temporary foreclosure freeze in place by next week, he said this morning. Crist said he is meeting with bankers to try to come up with a deal without having lawmakers involved that would stall foreclosure ...

Jurors hear confession tape in Randolph murder trial - Newark Star-Ledger
After police caught Jonathan Zarate and two teen-agers trying to dump a trunk containing a Randolph girl's beaten and dismembered body into the Passaic River in Rutherford, Zarate told an investigator he had found his next-door neighbor dead. "I ...

Tax Provisions for Louisiana - KLFY.com
Low Income Housing: Allocates additional low-income housing tax credits for Cameron and Calcasieu parishes for 2008 - 2010. Tax-exempt Bonds: Provides about $385 million in new Go Zone bonds to help businesses impacted by Hurricane Ike. Individual ...

Local banks say they're OK amid crisis - Lafayette Journal and Courier
But hometown-type banks in Greater Lafayette are operating in a different business scenario than the "big boys." Locally, bankers say, it's a climate that hasn't seen a lot of negativity. "We're having a great year. Growth is far surpassing our ...

Financial crisis hits Washington-area credit unions - Washington Business Journal
The financial downturn is putting the squeeze on local credit unions, pushing more than a fifth of the area’s 135 credit unions into the red for the first six months of 2008, according to an analysis of data from the National Credit Union ...

Tough times will touch Richmond - Inrich.com
The Richmond area will weather the economic tough times better than much of the rest of the country, but it won't be able to escape them, say local experts who spoke last night in a downtown public forum on the economy. The downturn is part of a ...

Daily Report - Baton Rouge Business Report
General Growth Properties Inc. shares plummeted Tuesday after the mall owner warned it faces solvency trouble and may be forced to file for bankruptcy if it can't refinance or extend nearly $1 billion in debt due next month. The real estate ...

Fighting to help Big Three, McGuinty says - Globe and Mail
gilles monenemie from Montreal, Canada writes: I drove an AMC Pacer (the spaceship with wheels) the worst car ever, i am glad we didn't have dalton around to save AMC. GM sold 45% less cars than a year ago. The product is crap. its not toyota and ...