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Today's Mortgage Terms starting with L Lender: The bank, mortgage company or mortgage broker providing the loan. Loan Application: A statement of personal and financial information needed to apply for a loan. Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction. Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan. Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price. Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing. View all Terms

Jefferson mortgage loans news:

St. Louis banks suffer in slowdown - St. Louis Post-Dispatch
Banks in the St. Louis area are taking a beating in the recession, federal regulatory filings show. Profits are down as bad loans pile up, and a handful of banks are losing money. Of the top 25 banks in the St. Louis market, at least five are in the ...

Deutsche Bank, Total, Lone Star, Porsche, Shell in Court News - Bloomberg
Dec. 2 (Bloomberg) -- Deutsche Bank AG , Germany's biggest bank, sued three Highland Capital Management LP funds for more than $70 million over missed margin calls on commercial real- estate-backed securities. Deutsche filed the lawsuit in London ...

Bank fees separate big banks from the local guys - Long Island Business News
Earlier this month, the Wall Street Journal reported that large banks are raising fees in an attempt to generate revenue amid the economic crisis. For instance, Citibank recently began charging customers a $10 overdraft protection transfer fee to ...

Alabama mayor arrested on bribery, fraud charges - Las Vegas Sun
The mayor of Alabama's largest city was arrested Monday on charges of steering millions of dollars of bond work to a friend in exchange for more than $230,000 in bribes to pay for an expensive wardrobe and flashy jewelry. The bond deals _ which ...

New businesses - Providence Journal
BANAI ENTERPRISES LLC: A: Tawab Banai, 287 Armistice Blvd., Pawtucket 02861. Subway restaurant. October 24 Sayer, Regan, Thayer & Flanagan, LLP: P: Richard N. Sayer, 617 Paradise Ave., Middletown 02842. Law practice. Mastech, Inc.: P: Steven J ...

Dealing with underwater mortgages - Denver Post
David Craig knows how draining it can be to make payments on a home that is worth less than the mortgage debt on it. The Brighton-area resident and his wife have struggled the past two years to carry not one, but two, homes valued at less than what ...

Will my house in Lodi sell before my grandkids graduate from high ... - Lodi News-Sentinel
Every day, I ask myself which will happen first. Will my grandchildren, now ages 11 and nine, graduate from high school, or will I sell my Lodi house? I'm leaning ever so slightly to unloading my house. But my position shifts daily, so check back ...

Taxpayers on hook for loan to execs at Regency - Des Moines Register
Iowa taxpayers are now among the creditors waiting to get their money back from executives of the defunct Regency business group. Regency officials James Myers, Robert Myers, Richard Moffitt and John Gamble owe the state for a $448,000 loan obtained ...

Other fictional communities and their real-life counterparts: - USA Today
Peyton Place , scene of the novel, film and TV series, was a combination of several New Hampshire towns, including Gilmanton, where the author, Grace Metalious, lived; Laconia, the only nearby town of comparable size to Peyton Place; and Alton, a ...

'I, Barack Hussein Obama, Do Solemnly Swear...' - ABC News Blogs
The President-elect didn't like to be referred to as "BHO," preferring "BO," believe it or not. Such was the sensitivity surrounding his Muslim middle name. (You may recall our blog post " Obama Distances Self from Own Middle Initial ." As far as I ...