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Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

Franklin home equity loans news:

Signature Bank to Present at the J.P. Morgan Tenth SMid Cap Conference - Businesswire.com
NEW YORK--( BUSINESS WIRE )--Signature Bank (Nasdaq: SBNY), a New York-based full-service commercial bank, announced today that its management plans to present its corporate story at the upcoming J.P. Morgan Tenth SMid Cap Conference. The conference ...

Pimco, Franklin, GM Bondholders May Lose 75% for Aid (Update3) - Bloomberg
Nov. 26 (Bloomberg) -- General Motors Corp. may ask unsecured debt holders Franklin Resources Inc. and Pimco Advisors LP to accept as much as two-thirds less than the face value of their bonds as the automaker cuts debt in a bid to win U.S ...

Pimco, Franklin GM Debt Value May Fall 75% in Aid Bid (Update1) - Bloomberg
Nov. 26 (Bloomberg) -- General Motors Corp. may ask unsecured debt holders Franklin Resources Inc. and Pimco Advisors LP to accept as much as two-thirds less than the face value of their bonds as the automaker cuts debt in a bid to win U.S ...

Local builders tell of headaches with FDIC - Houston Chronicle
Local builders who had loans with defunct Franklin Bank SSB worry that the Federal Deposit Insurance Corp. could cost them business because of its cumbersome bureaucracy. Bank regulators seized Franklin nearly three weeks ago and arranged for Houston ...

House Race Update: Ohio Sup. Ct. to Rule on Franklin County Votes - ABC News Blogs
ABC News' Teddy Davis and Arnab Datta Report: A federal appeals court ruled Tuesday that the Ohio Supreme Court -- and not a federal district court -- is the proper forum to decide how approximately 1,000 challenged provisional votes should be ...

New home construction hits a wall - Raleigh News & Observer
Permits for new homes are lowest in a decade; the drop foreshadows job and revenue losses Triangle homebuilders are parking their bulldozers as sales of homes in the region continue to plummet -- a trend that could mean more job losses and tighter ...

Feedback Blog - Reading Eagle
At odds over the 2009 budget, City Council and Mayor Tom McMahon are setting up for a possible repeat of December 2000, when an impasse between the administration and council led to a months-long fight in Berks County Court. Former Mayor Joseph D ...

A college football playoff system will cause big problems - ESPN.com
The NCAA continues to insist that two perfectly good names, Division I-A and Division I-AA, be changed to the Football Bowl Subdivision and the Football Championship Subdivision. TMQ proposes changing them to the Football at Variance with President ...

History says La. insulated from ills - Alexandria Daily Town Talk
The real estate market is a buyer's market for the first time in six years, helping to keep agents in Central Louisiana busy during otherwise slow economic times. Rod Noles, president of Noles-Frye Reality in Alexandria, said the numbers for the past ...

Highlights from history: How America went from 'nation of renters ... - Marshall Democrat-News
Editor's note: Nationwide, the housing market crisis is spreading throughout the economy. Staff writer Kathy Fairchild has been doing research on how the crisis is affecting Saline County, how the situation developed and what people can do to weather ...