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Today's Mortgage Terms starting with B Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time. Bearer: The legal owner of a property. Bill of Sale: A document that details the transfer of property. Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage. Blanket Mortgage: A mortgage that includes more than one piece of real estate Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan. Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client. Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time. Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction. View all Terms

George refinance mortgage news:

Md. foreclosures decline 16% - Baltimore Sun
In a sign that Maryland could be making strides toward helping struggling homeowners keep their houses, foreclosures fell almost 16 percent in the three-month period that ended in September, compared with the second quarter, according to statistics ...

Mortgage Rates Tumble on Fed Debt Purchasing Plan (Update1) - Bloomberg
Nov. 26 (Bloomberg) -- U.S. mortgage rates plunged by the most in at least seven years yesterday as a Federal Reserve pledge to buy $600 billion of debt succeeded where seven cuts in the central bank’s benchmark rate had failed. The average rate ...

BC-UT--Economy-Court Filings,1st Ld-Writethru/338 - Daily Herald
SALT LAKE CITY -- The lagging economy appears to be driving up civil court filings in Utah. Mortgage foreclosures and liens were up 111 percent between July and October compared to the same period last year. A court analysis also indicates that the ...

Recourse, Of Course - New York Times Blogs
Martin Feldstein has written another Wall Street Journal op-ed (here’s an NBER version ) extending his idea for stabilizing home prices. Steven Levitt has written about Feldstein’s basic idea before . The basic idea is for the government to ...

Court cases surge as Utahns cope with economic woes - Salt Lake Tribune
A bad economy historically means more business for the courts. "If you go back over the last 15-20 years, whenever there's a downturn ... you generally see an increase in civil filings," said state Courts Administrator Daniel Becker. Sure enough ...

MLS franchise fee too rich for Montreal - Saskatoon Star Phoenix
MONTREAL -- Montreal Impact president Joey Saputo remains keen on joining Major League Soccer, but he won't risk the team's future or the continued growth of soccer in the city and across Quebec to do it. "In soccer, like any other sport, we have to ...

Britain to Host G-20 Meeting in April - FOX News
LONDON — Leaders of 20 of the world's industrialized and emerging economies will meet in London in April to check their progress on tackling the global financial crisis, British Prime Minister Gordon Brown said Wednesday. Brown told the House of ...

Home Value Highwire - WTOP Radio
WASHINGTON - If you want to buy in today's housing market, you may not be able to seal the deal or get a loan, unless you have cash and good credit. You need cash to close the deal. The days of zero-down are gone. That's the new reality of the ...

Homeowners say no help from lenders - Inside Bay Area
DAWN AGUIAR sits outside her Fremont home Thursday. She says she tried to work on her mortgage problem, but the lender talked down to me like I was a deadbeat. ( AHBECK/STAFF) Nov 25: Refugee center shifts focus to foreclosure intervention Latest ...

Janesville native gives best effort in war on foreclosures - Milwaukee Journal Sentinel
Washington - When Steve Preston took over as secretary of the Department of Housing and Urban Development this summer, he inherited an agency tainted with scandal at a time of intense turmoil in the housing market. The Janesville native had no ...