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Today's Mortgage Terms starting with C Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction. Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction. Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan. Collateral: Property pledged as security for a debt. Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive. Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits. Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature. Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period. Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action. Credit Bureau: It is a clearinghouse for credit history information. Credit Report: A report containing a detailed credit history of an individual. View all Terms

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Palin Goes After Obama-Ayers Connection - ABC News Blogs
ABC News' Imtiyaz Delawala reports: Republican vice presidential nominee Gov. Sarah Palin unleashed a new attack on Sen. Barack Obama, accusing him of "palling around with terrorists" for his association with former 1960s radical William Ayers. The ...

1984 Republican Party Platform - CNN
The Republican Party looks at our people and sees a new dawn of the American spirit. The Democratic Party looks at our nation and sees the twilight of the American soul. Republicans affirm that now, as throughout history, the spiritual and ...

Greenspan to Stephanopoulos: This is 'By Far' the Worst Economic ... - ABC News Blogs
ABC News' George Stephanopoulos Reports: Former Federal Reserve Chair Alan Greenspan said this morning that this is "by far" the worst economic crisis he has ever seen. "There's no question that this is in the process of outstripping anything I've ...

Rambo and the Mean Girl - Common Dreams
The Republican Party convention in Minneapolis gave us two American film narratives in an attempt to shift the national political debate away from issues and accountability to personalities and fluffy ideals. Former Reagan speech writer Peggy ...

McCain, Palin rally in Mahoning Valley - Cleveland Plain Dealer Blog
VIENNA, Ohio -- Republicans John McCain and Sarah Palin brought a populist message to the Mahoning Valley Tuesday, whipping up a rally in Vienna, Ohio, with vows to fix Wall Street and help working-class Ohio families. McCain said under his ...

Palin 'prepared for war with Russia on Georgia' - Scotsman
SARAH Palin warned yesterday she would be prepared to go to war with Russia to protect Georgia in her first interview since John McCain chose her as his vice-presidential nominee. Calling Russia's invasion of its neighbour unprovoked, the Republican ...