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Today's Mortgage Terms starting with I Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment. Initial Rate: The rate charged for the first interval of an ARM loan. Interest: Compensation in the form of money paid for the use of money. Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan. View all Terms

Franklin mortgage rates news:

Mortgage approvals plunge 71% to all-time low - Times Online
The malaise in the housing market worsened in July as the number of mortgages approved for house purchase fell by 71 per cent to a record low of 33,000 home loans. The number of mortgage approvals fell from 114,000 in July last year, and today's ...

Brown announces stamp duty holiday in housing rescue package - Times Online
Properties costing less than £175,000 will be exempt from stamp duty for the next year in an attempt by the Prime Minister to revive the stagnant housing market and to relaunch his own faltering premiership. The £600 million measure will take more ...

In Defense of Subprime - Cornell Daily Sun
Both Sen. Obama and Sen. McCain have attacked everybody from hedge fund managers to oil companies for the doldrums that our economy is in. The root of all evil, as many would have us believe, is the subprime mortgage market and predatory lenders. Yet ...

Fannie, Freddie fallout felt - Asbury Park Press
Jeff Jaye, a mortgage broker in Northern California, used to rely on homeowners looking to refinance their loans for more than two-thirds of his business. Today, he rarely bothers with those applications because he knows most homeowners can't qualify ...

August 2008 - Weblogs.sun-sentinel.com
Joe Biden, the Democratic vice presidential nominee, plans a Florida campaign swing this week that will bring him to Broward County. Leaders of the Deerfield Beach Democratic Club got word over the weekend that the U.S. senator from Delaware will be ...

August 2008 - Posts - MSNBC Firstread
O’FALLON, MO -- While Gov. Sarah Palin gave essentially the same speech today as she has twice before, one big thing was missing -- any reference to Hillary Clinton . Palin, the presumptive Republican vice presidential nominee, spoke alongside ...

How Palin Got Picked - Weekly Standard
Can't get enough of Alaska Governor Sarah Palin? The Anchorage Daily News has kindly posted a photo gallery here . Was there something inconsistent in McCain's naming Governor Palin to his ticket after making much hay out of Barack Obama's not being ...

Lenders that Have Closed Shop, - Wall Street Journal
More than 80 mostly subprime mortgage lenders -- those that make home loans to the riskiest borrowers with questionable credit -- have closed shop since the end of last year as clients defaulted on payments and banks cut off the funding required to ...

Boxer: Guilty of Mommyism! - Slate
The Cafe Milano Candidate: Would he make a good pick for the VP slot? Bill Richardson skirts the issue . ... 1:33 A.M. Big problem for pollsters: The rapid growth of cell-phone-only households . ... It's less clear that, if polls are increasingly ...

The Conservative Origins of the Sub-Prime Mortgage Crisis - Common Dreams
Hardly a day goes by without a news story about the accelerating number of foreclosures, an economic tsunami that is causing chaos in the housing and stock markets, the banking industry, and the global money markets, not to mention upending families ...