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Today's Mortgage Terms starting with L Lender: The bank, mortgage company or mortgage broker providing the loan. Loan Application: A statement of personal and financial information needed to apply for a loan. Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction. Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan. Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price. Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing. View all Terms

Benton mortgage rates news:

Madigan: Mortgage settlement is model - Sauk Valley Daily Gazette
CHICAGO (AP) - A loan modification program that's part of an $8.7 billion national settlement over deceptive mortgage practices will help tens of thousands of borrowers stay in their homes and could be a national model, Illinois Attorney General Lisa ...

GOTW: Benton Community @ Union Community - KWWL
SPRINGFIELD, Ill. (AP) - A Bank of America Corporation subsidiary is agreeing to modify tens of thousands of loans to keep people in 11 other states from losing their homes. That's according to attorneys general in several states, including Iowa ...

Obama: McCain mortgage plan ill-advised - The Washington Times
DAYTON, Ohio — Democrat Barack Obama told a campaign audience Thursday that Republican John McCain 's mortgage buyout plan would cost taxpayers billions of dollars and reward bad behavior by lenders. Speaking in Dayton as he started a two-day bus ...

McCain, Obama back on the trail after second debate - Rocky Mountain News
Republican presidential candidate Sen. John McCain (R-AZ) and Democratic presidential candidate Sen. Barack Obama (D-IL) speak during the Town Hall Presidential Debate at Belmont University's Curb Event Center October 7, 2008 in Nashville, Tennessee ...

N. Va. Home Sales Down 39% in July; Virginia in Top 5 of U.S. Sales ... - Falls Church News-Press
N. Va. Home Sales Down 39% in July; Virginia in Top 5 of U.S. Sales Decline Experts Caution: Pull Back to Trip Global Downturn By Nicholas F. Benton Falls Church should not take its declining residential home value situation personally. The dramatic ...

Ex-Credit Suisse brokers charged with fraud - Boston Globe
NEW YORK - Two former Credit Suisse Group AG brokers were charged with violating securities laws by fraudulently selling corporate clients subprime mortgages linked to auction-rate securities. Julian Tzolov, 35, and Eric Butler, 36, falsely told ...

Letter: Obama, Democrats share in blame for fiscal meltdown - Salem News
In his Friday column, Nelson Benton wrote that "Democrats will be seeking to take advantage of Republican presidential candidate John McCain's deregulatory fervor in the weeks ahead." No doubt the Democrats will try to blame McCain for this financial ...

August Home Sales Sputter - Morning News
SPRINGDALE -- Low interest rates and aggressive seller perquisites failed to boost regional home sales through August, with the number of pending contracts falling 27 percent from a year ago, according to a report released by Paul Bynum of Mountdata ...

Letters to the Editor (Sept. 11) - Corvallis Gazette-Times
I have been reading a new book from the Corvallis-Benton County Public Library, “The Inspired Wisdom of Abraham Lincoln” by Philip Ostergard. A portion of the book concerning Lincoln’s Gettysburg Address was especially interesting to me ...

Nader, Barr & Paul: 'Told You So' - Common Dreams
While the presidential campaigns of John McCain and Barack Obama have stepped gingerly around the financial crisis and the question of government intervention, third party candidates Bob Barr and Ralph Nader have shown no such compunction. Instead ...