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Today's Mortgage Terms starting with A Accrued Interest: Interest earned but has not been paid Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan. Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change. Adjustment Period: Applicable to an ARM, the time between changes in the interest rate. Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time. Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding. Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance. Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time. Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner. View all Terms

Cass mortgage rates news:

Darling owns up to crunch on tax income - Guardian Unlimited
Alistair Darling will acknowledge the devastating impact of the financial crisis on the Treasury's coffers for the first time this week as the Bank of England comes under intense pressure to alleviate the deepening economic downturn by slashing ...

To: news@ctv.ca - Globe and Mail
Your behaviour surrounding the interview with Mr. Dion has been disgraceful. Your interviewer asked a total botch of a question, and when asked to clear it up merely repeated it. Your guest showed enough respect to try to find out what the ...

Undernews: Rezko Alert - Slate
Note to Cass Sunstein and internet alarmists who argue that the Web results in partisans who listen only to their own facts, reinforcing their extreme opinions, etc.: A Daily Kos blogger is refuting the Kos -fueled Palin-baby rumor with a photo found ...

50bn bailout to save Britain's banks (but will it be enough to save ... - The Independent
Factory output hits new depths Iceland: dancing on the brink of bankruptcy What is Paulson's Plan B? Hamish McRae: Amid all the panic, there is some good news Andrew Grice: Fear, loathing and leaks at the top Leading article: Darling's package needs ...

British Banks Get Unprecedented Government Bailout (Update1) - Bloomberg
Oct. 8 (Bloomberg) -- Britain's banks will get an unprecedented 50 billion-pound ($87 billion) government lifeline and emergency loans from the central bank after the freeze in credit markets threatened to bring down the financial system. The ...

item immediately below - Slate
Does MSNBC (Olbermann et. al) really want Obama to win? Won't their ratings be higher in 2009 if they represent the angry opposition--as opposed to the disillusioned party in power? Just a thought. ... P.S.: This factor might cause them not to worry ...

RBS shares rise on U.K. bank bailout plan - Providence Business News
ALISTAIR DARLING, U.K. chancellor of the exchequer – who joined Prime Minister Gordon Brown for the announcement at 10 Downing St. – said the bailout plan has three goals: to boost liquidity now, to help U.K. financial institutions restructure ...

Super-Bank Deal: The Enemy Within - Sky.com
HBOS, like all the other major British banks, is hugely profitable - that's why we complain about them so much. Problems due to collapse in confidence, says Milne They make so much money out of us from fees and low interest rates on deposits and high ...

These 11 CEOs were at the helm of companies that were bruised or ... - CNBC
According to a report released by the US Department of Labor, jobless rates were up in 47 states. Click ahead to see how your state ranks. European stocks tumbled more than 3 percent on Monday as the credit crisis claimed U.S.'s fifth largest ...

Little Crisis for Europe's Banks - BusinessWeek
Suddenly, stodgy banks are looking smart. And with former Wall Street giants toppling almost daily, some European banks are starting to look especially wise. European banks are holding up pretty well amid the turmoil sweeping the industry. None of ...