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Adams	Dalton	Hinsdale	Lenox Dale	Otis	Sheffield	Tyringham

Ashley Falls	Drury	Housatonic	Mill River	Pittsfield	South Egremont	West Stockbridge

Becket	East Otis	Lanesboro	Monterey	Richmond	South Lee	Williamstown

Berkshire	Glendale	Lee	North Adams	Sandisfield	Southfield	Windsor

Cheshire	Great Barrington	Lenox	North Egremont	Savoy	Stockbridge


Today's Mortgage Terms starting with P Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan. Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate. Pre-Approval: The process of calculating how much money a potential homebuyer could borrow. Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term. Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application. Principal: It is the amount of money borrowed or owed, excluding interest. View all Terms

Berkshire mortgage rates news:

Obama rips rival on mortgage plan - Berkshire Eagle
DAYTON, Ohio (AP) — Democrat Barack Obama told a campaign audience yesterday that Republican John McCain's mortgage buyout plan would cost taxpayers billions of dollars and reward bad behavior by lenders. Speaking in Dayton as he started a two-day ...

Berkshire auto dealers doing OK despite national trends - Berkshire Eagle
While the national financial crisis has people across the country nervous about applying for loans, car dealers and lenders from around the Berkshires say financing options in the area are — and will remain — largely unchanged. "I really haven't ...

GE Finance Arm Tightens Lending Standards Worldwide in Crunch - Bloomberg
Oct. 11 (Bloomberg) -- General Electric Co. is tightening lending standards worldwide to help reduce risks amid the global credit crunch, Chief Financial Officer Keith Sherin said. ``Our requirements for return hurdles have gone up in every business ...

Why taxpayers should own banks - CNN Money
NEW YORK (Fortune) -- After coordinated interest-rate cuts by central bankers and approval of a $700 billion rescue plan did little to unlock credit markets, Treasury officials are now discussing whether it's time for the government to take a direct ...

GE under siege - CNN Money
Former CEO Jack Welch ranted on CNBC that he'd "shoot [Immelt] if he doesn't make what he promised now." (Fortune Magazine) -- When Warren Buffett went to bed at his Omaha home on the evening of Tuesday, Sept. 30, he asked his wife, Astrid, to wake ...

CHRONOLOGY-Financial chaos shakes markets - Forbes
France - Oct 8 (Reuters) - Here is a chronology of a month of global market chaos which has claimed some of the world's best known financial institutions as victims. Sept. 14/15 - Investment bank Lehman Brothers Holdings Inc (nyse: LEH - news ...

Credit taps running dry in the U.S. - Globe and Mail
WASHINGTON — In the chaotic two weeks it took to get a monster bank rescue through the U.S. Congress, the credit crisis has spread like a virus, infecting people and companies far beyond its epicentre in U.S. housing. Many Americans can't get car ...

Financial chaos shakes markets - Guardian Unlimited
Oct 8 (Reuters) - Here is a chronology of a month of global market chaos which has claimed some of the world's best known financial institutions as victims. Sept. 14/15 - Investment bank Lehman Brothers Holdings Inc files for bankruptcy protection ...

U.S. Stocks Fall as Recession Signs Outweigh Bank Bailout Plan - Bloomberg
Oct. 4 (Bloomberg) -- U.S. stocks fell the most since the September 2001 terrorist attacks as concern that tightening credit markets will prolong an economic slowdown overshadowed the passage of a $700 billion financial-market rescue package. General ...

Transcript of second McCain, Obama debate - CNN
NASHVILLE, Tennessee (CNN) -- Presidential candidates John McCain and Barack Obama debated in Nashville, Tennessee, on Tuesday night. NBC's Tom Brokaw moderated the debate. Here is a transcript of that debate. Sen. Barack Obama and Sen. John McCain ...