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Arlington Burlington Framingham Malden Newton Lower Falls Pinehurst Tyngsboro West Newton
Arlington Heights Cambridge Groton Marlborough Newton Upper Falls Reading Village Of Nagog Woods West Townsend
Ashby Carlisle Hanscom Afb Maynard Newtonville Sherborn Waban Westford
Ashland Chelmsford Holliston Medford Nonantum Shirley Wakefield Weston
Auburndale Chestnut Hill Hopkinton Melrose North Billerica Somerville Waltham Wilmington
Ayer Concord Hudson Natick North Chelmsford Stoneham Watertown Winchester
Bedford Devens Lexington New Town North Reading Stow Waverley Woburn
Belmont Dracut Lincoln Newton North Waltham Sudbury Wayland Woodville
Billerica Dunstable Littleton Newton Center Nutting Lake Tewksbury West Groton
Today's Mortgage Terms starting with I

Index:

An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate:

The rate charged for the first interval of an ARM loan.

Interest:

Compensation in the form of money paid for the use of money.

Interest Rate Cap:

Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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