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Today's Mortgage Terms starting with P Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan. Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate. Pre-Approval: The process of calculating how much money a potential homebuyer could borrow. Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term. Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application. Principal: It is the amount of money borrowed or owed, excluding interest. View all Terms

Decatur mortgage rates news:

Lenders criticize gov't mortgage aid program - AZCentral.com
ATLANTA - Hundreds of lenders told federal housing officials Thursday that a $300 billion mortgage aid program requires too many losses for consumers and lenders to realistically help 400,000 Americans avoid foreclosure. "This program is extremely ...

Business events scheduled for the coming month - Forbes
SATURDAY, Nov. 1 ISTANBUL, Turkey - Global economic leaders and experts hold final day of discussions on economic turmoil. MONDAY, Nov. 3 NEW YORK - The Institute for Supply Management releases its manufacturing index, 10 a.m. WASHINGTON - Commerce ...

Business events scheduled for the coming week - CNN Money
SATURDAY, Nov. 1 ISTANBUL, Turkey _ Global economic leaders and experts hold final day of discussions on economic turmoil. MONDAY, Nov. 3 NEW YORK _ The Institute for Supply Management releases its manufacturing index, 10 a.m. WASHINGTON _ Commerce ...

As the economy sinks, pawnshops get busy - Atlanta Journal Constitution
Jenna Feistkorn relinquished a working laptop for just $40. The exchange at an Alpharetta pawnshop left her frustrated, but not ashamed. She needs the computer to look for a job. But it will remain off-limits until next week, when her father gets ...

Ruling expected Tuesday in Hoosier Energy lawsuit - WTHR
Indianapolis - Depending on how a federal judge rules Tuesday, about 700,000 customers of rural electric cooperatives could face rising rates to pay off a bad investment by Hoosier Energy Rural Electric Cooperative. The Bloomington-based power ...

Daily Dose: Love, death and babies - Topeka Capitol-Journal
Hoping to get married soon? You might want to think about making the move to Geary County. According to the summary of the 2007 vital statistics, released Monday by the Kansas Department of Health and Environment, Geary County had the highest ...

The 50 Women to Watch 2008 - Wall Street Journal
One day this past April, Federal Deposit Insurance Corp. Chairman Sheila Bair saw a stark reminder of the human side of the foreclosure crisis. Attending a foreclosure-prevention workshop in Los Angeles, she saw hundreds of homeowners of all ...

The Opening Bell - MediaChannel.org
S tagflation fears lead the front pages of the business press today after the Federal Reserve sharply cut its growth estimates and inflation reports came in high. The Fed cut growth estimates for the year to 1.3 percent to 2 percent, anemic numbers ...

TVA CEO Tom Kilgore (Photo Courtesy: Tennessee Valley Authority) - WVLT
NASHVILLE, Tenn. (AP) -- The Tennessee Valley Authority board has approved increasing the utility chief executive's compensation by nearly a half million dollars, and Congressman Jimmy Duncan, Jr., has sent a letter to the TVA board chairman ...

Pantagraph endorses Barack Obama for president - Pantagraph
Regardless of who wins, the 2008 race for the White House is already a historic benchmark. We will wake up on Nov. 5 with either our first black president or our first female vice president. | Election page: Read other Pantagraph endorsements Even ...