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Today's Mortgage Terms starting with A Accrued Interest: Interest earned but has not been paid Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan. Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change. Adjustment Period: Applicable to an ARM, the time between changes in the interest rate. Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time. Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding. Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance. Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time. Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner. View all Terms

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Obama gains in fast-growing counties - Politico.com
The broad sweep of Barack Obama’s victory included significant gains in some of the unlikeliest places — the nation's fastest-growing counties. The broad sweep of Barack Obama’s victory included significant gains in some of the unlikeliest ...

Bradley’s Buzz: T(otal) B(lackout) S(aturday) - Atlanta Journal Constitution
The folks at TBS are taking a pelting. The network pulled one of the all-time whiffs by losing the broadcast of the first 20 minutes of Saturday night’s ALCS Game 6. Deadspin called it an epic failure , and AwfulAnnouncing.com wondered why baseball ...

REFILE-UPDATE 3-HBOS takes 5.2 bln stg hit, Lloyds warns on debt - Forbes
LONDON, Nov 3 (Reuters) - Britain's biggest home lender HBOS Plc raised its hit from toxic assets and bad loans to more than 5 billion pounds on Monday, and its takeover partner Lloyds TSB (nyse: LYG - news - people ) warned of a sharp fall in ...

Homeowners' new reality: You're suddenly poorer - Globe and Mail
Adil Burney from Canada writes: For 2009, CREA is delusional. Suppose we end December 2008 at -9% YoY. To end up a -2% for the full year 2009, we would probably have to bottom in December 2008 and then get to a around 7% by late 2009. CREA is talking ...

Campaign getting personal - Boston Globe
Get ready to hear a lot about Bill Ayers and Charles Keating this week, likely including Tuesday night's second presidential debate. Republican John McCain is trying to move the campaign off the economy -- an issue on which Democratic rival Barack ...

Braves still shopping for a Big Dog - Atlanta Journal Constitution
The entry titled "Braves still shopping for a Big Dog," and any of the comments about it. The leaves are off the big ol’ oak tree I’m looking at in my front yard. Thanksgiving is just a week away. And the Braves haven’t filled any of their ...

Immigrants face growing economic mobility gap - Globe and Mail
A TK from Canada writes: The decrease in performance of some groups compared to their success rates upon arrival shows that, to me, ethnicity matters less than community. Bravo to those people who arrive, work hard, and build successful futures for ...

State makes millions available in flood aid - Globe Gazette
DES MOINES — A state program designed to help Iowa recover from disasters in recent months will set aside more than $4.7 million in housing aid and more than $720,000 in help for small businesses in Cerro Gordo County and surrounding areas, Iowa ...

Burris act just part of the Grey Cup show - Vancouver Sun
MONTREAL - Part of the beauty of covering 25 Grey Cups - and part of the punishment, too - is that certain patterns become readily apparent as history repeats itself ... well, repeatedly. For instance, it was humorous when Jeremy O'Day of the ...

Today's most viewed articles - Portsmouth Herald
I want to personally thank the communities of Hampton, Seabrook, North Hampton, and Hampton Falls for their continued support of WHS. As voting day on March 11 approaches I am asking for your support of our budget for the school year 2008-09. Parents ...