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Des Moines, Iowa refinance mortgage

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You are here: Refinance Mortgage > Iowa refinance mortgage > Polk refinance mortgage > Des Moines
50301 50309 50317 50330 50340 50364 50393 50950
50302 50310 50318 50331 50347 50367 50394 50980
50303 50311 50319 50332 50350 50368 50395 50981
50304 50312 50320 50333 50359 50369 50396
50305 50313 50321 50334 50360 50380 50397
50306 50314 50327 50335 50361 50381 50936
50307 50315 50328 50336 50362 50391 50940
50308 50316 50329 50339 50363 50392 50947
Today's Mortgage Terms starting with A

Accrued Interest:

Interest earned but has not been paid

Additional Principal Payment:

A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage:

Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period:

Applicable to an ARM, the time between changes in the interest rate.

Amortization:

Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule:

A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR):

The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee:

A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage:

A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

View all Terms
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