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Today's Mortgage Terms starting with A Accrued Interest: Interest earned but has not been paid Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan. Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change. Adjustment Period: Applicable to an ARM, the time between changes in the interest rate. Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time. Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding. Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance. Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time. Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner. View all Terms

Story mortgage quotes news:

McCain, Obama seek to seed doubts - Los Angeles Times
DAYTON, OHIO -- The campaign for president pivoted sharply to character and temperament Thursday as Democrat Barack Obama accused his Republican counterpart of "erratic behavior" and John McCain offered his most public -- if still elliptical ...

The Insider: It's no laughing matter at WaMu - Seattle Post Intelligencer
It may not turn out to be much of a reprieve, but some Washington Mutual employees may actually have had their jobs preserved for a few weeks by the takeover of the bank by federal regulators and its sale to JPMorgan Chase. WaMu, which had been ...

Market crash - what it means for you - News.com.au
Stock markets falling on recession fears ASX has lost nearly $100 billion this week alone Share market: 3981 reasons why it's serious The global financial crisis has entered a new stage, as the bailout packages and buyouts by the US and European ...

Interest rates and their impact - Weblogs.baltimoresun.com
The spotlight's on interest rates today -- the Federal Reserve, trying to stem more economic pain, announced early this morning that it is cutting its benchmark rate by half a percentage point -- so what better time to check in on the rates that ...

CIBC turns to U.S. vulture fund - Montreal Gazette
Canadian Imperial Bank of Commerce has turned to a U.S. vulture fund to protect the capital base of the country's sixth-largest bank with an infusion of $1.05 billion to help it get through the credit crisis. The extraordinary deal will see Cerberus ...

Web traffic jam as people search for financial news - Raw Story
The financial crisis has people flocking to the Internet for the latest money news along with tips on how to salvage investments and save on the routine costs of living. Visits to websites such as the business-centric Wall Street Journal and economy ...

'New York Times' To McCain: You're 'Appalling' - The Bulletin
Sen. John McCain and Gov. Sarah Palin have been running one of the most appalling campaigns we can remember," the editorial said. "They have gone far beyond the usual fare of quotes taken out of context and distortions of an opponent's record - into ...

Meltdown causes web jam - Straits Times
SAN FRANCISCO - THE financial crisis has people flocking to the Internet for the latest money news along with tips on how to salvage investments and save on the routine costs of living. Visits to websites such as the business-centric Wall Street ...

Campaign Chaos - The Bulletin
Politics ordinarily has a certain predictability. Yet presidential politics this year has often seemed to resemble what science writer James Gleick described in his book Chaos. Chaos he quotes one physicist as saying, "eliminates the Laplacian ...

Letters to the editor: Oct. 10 - East Valley Tribune
There many ways to solve the credit crisis without the $800 billion bailout. One way would be to temporarily suspend the rule to mark down mortgage securities to present market value. Nobody knows their true value anyway. So let the ailing financial ...