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Today's Mortgage Terms starting with A Accrued Interest: Interest earned but has not been paid Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan. Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change. Adjustment Period: Applicable to an ARM, the time between changes in the interest rate. Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time. Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding. Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance. Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time. Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner. View all Terms

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Update: McCain: "Let's not call it a bailout" - Los Angeles Times Blogs
Updated post : The Bush White House is now complaining that the media has unfairly labeled the $700-billion bailout bill as a ... bailout. Sen. John McCain, also chafing at the "b" word, is suggesting, "Let's not call it a bailout." From CNN today ...

September 14 - September 21 (77) - Dakota Voice
► January 16 - January 23 (1) As Newt Gingrich pointed out at the Values Voter Summit a little more than a week ago, so this video points out that Charlie Gibson's incredulity and disdain for Governor Sarah Palin's prayer for our troops is, well ...

In slip up, Palin calls Afghanistan “our neighboring country” - Reuters Blogs
SAN FRANCISCO - Republican vice presidential nominee Sarah Palin called Afghanistan “our neighboring country” on Sunday in a speech that could revive questions over her tendency to stumble into linguistic knots. Three days after a mostly gaffe ...

Palin Goes After Obama-Ayers Connection - ABC News Blogs
ABC News' Imtiyaz Delawala reports: Republican vice presidential nominee Gov. Sarah Palin unleashed a new attack on Sen. Barack Obama, accusing him of "palling around with terrorists" for his association with former 1960s radical William Ayers. The ...

Culver outlines aid package - Globe Gazette
DES MOINES — Iowa Gov. Chet Culver on Friday announced $40 million will go to new forgivable loan and assistance programs to help out homeowners and business owners who suffered losses from this year’s flood and storms. “Today, if you’re a ...

09/14 - 09/21 (77) - Dakota Voice
abortion (397) abstinence (52) abuse (4) adams (1) Afghanistan (14) AIDS (5) America (76) anti-Americanism (66) appeasement (11) arabs (1) army (1) Articles (105) atheism (3) ayers (1) barack (2) barack obama (16) BATS (20) berkeley (2) Bible (66 ...

September 21 - September 28 (79) - Dakota Voice
► January 16 - January 23 (1) RAPID CITY--Citizens concerned about life came out from across the state of South Dakota tonight for a pro-life rally at the Ramkota Hotel in Rapid City, South Dakota. The evening featured keynote speaker Janet Folger ...

Doctors Support Universal Health Care: Survey - Common Dreams
WASHINGTON - More than half of U.S. doctors now favor switching to a national health care plan and fewer than a third oppose the idea, according to a survey published on Monday. The survey suggests that opinions have changed substantially since the ...