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Today's Mortgage Terms starting with B Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time. Bearer: The legal owner of a property. Bill of Sale: A document that details the transfer of property. Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage. Blanket Mortgage: A mortgage that includes more than one piece of real estate Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan. Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client. Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time. Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction. View all Terms

Lucas mortgage loans news:

Loan game under new rules - Toledo Blade
HAVING LANDED a sweet deal on a cozy ranch in south Toledo's Beverly Place section and possessing strong credit scores, Edward and Janis Whitson appeared poised this year to sail through the mortgage approval process. They eventually snagged ...

Cerberus says Daimler misled it on Chrysler - Toledo Blade
DETROIT - Relations between Chrysler LLC's current and former owners turned ugly yesterday when private equity firm Cerberus Capital Management LP accused Daimler AG of "intentionally and materially" misleading Cerberus before the German automaker ...

Land Transactions - Clanton Advertiser
• American General Financial Services of Alabama, Inc. to Rene Delano, land located in Section 23, Township 22, Range 13. • Larry Davis and Darlene Davis to Frank Venezia and Mary Venezia, land located in Section 10, Township 23, Range 13 ...

November 2008 - Dayton Daily News
The Dayton area will lost most of its clout in the state legislature next year because of term limits. I did a column on Sunday, Nov. 23 in the Dayton Daily News on what’s going to happen next year but here’s the short version. House Speaker Jon ...

Lucas still optimistic on financial bailout - Enid News & Eagle
Even though U.S. Rep. Frank Lucas (R-Cheyenne) voted against the $700 billion bailout bill, he says he still hopes it will work. Lucas said he hopes all of those involved in the bill give it time to work, and it may be years before the funds are ...

A Leveraged Affair: Macquarie's Fortress Fund Quandry - CNBC
The past week has been a roller coaster ride for markets. And as far as roller coasters go, you could say that the Australian market took a nine G hit on Wednesday when the S&P/ASX 200 Index dropped 3.3%, the biggest one-day percentage fall in ...

Greenspan Slept as Off-Books Debt Escaped Scrutiny (Update1) - Bloomberg
Oct. 30 (Bloomberg) -- As George Miller welcomed 60 bankers to the chandeliered Charlotte City Club one evening in September, the focus was on more than the recent bankruptcy of Lehman Brothers Holdings Inc. From their 31st-floor perch, members of ...

Wall Street brought down as ratings let loose subprime scourge - Seattle Times
Julian Mann, vice president of First Pacific Advisors, looks at housing developments in Santa Clarita, Calif. Mann invited investors to take a tour of the subprime-mortgage corridor of California's Interstate 5 beginning in 2005 to look more closely ...

TIC Pain - Wall Street Journal
One of the biggest arrangers of tenant-in-common, or TIC, investments filed for bankruptcy protection Monday, sending 8,300 individual investors scrambling. A commercial real-estate TIC is an ownership structure in which as many as 35 investors buy ...

Bears Stearns Cos. - Chicago Tribune
Goldman Sachs Group Inc. chief executive Lloyd Blankfein and six other top executives at the bank will not be receiving cash or stock bonuses for 2008, a spokesman said yesterday. The decision was made by the executives, said spokesman Lucas Van ...