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Today's Mortgage Terms starting with G Good Faith Estimate: A written estimate of the closing costs the borrower will most likely have to pay based on common local practices. Under the Real Estate Settlement Procedures Act (RESPA), the lender is must provide this disclosure to the borrower within three days of receiving a loan application. View all Terms

Wells home equity loans news:

U.S. reverse mortgages rising but some view warily - Reuters
WASHINGTON, Jan 8 (Reuters) - The market for reverse mortgages, which allow older Americans to borrow against their homes while living in them, is growing fast but advocates for aging Americans say they should only be used in specific instances ...

Deutsche Bank Cuts Estimates On Wells Fargo (WFC) On Loan Losses - StreetInsider.com
Deutsche Bank said the biggest issue U.S. banks will face in 2009 is loan losses. The firm expects commercial bank loan losses for the industry to increase from 1.5% (3Q08) to 3% by the end of 2010. They said Wells Fargo (NYSE: WFC ) will be one of ...

Lots of new faces on list of area's top 10 lenders - Sacramento Bee
Over the past two years, Wells Fargo Bank and Bank of America have remained the top two mortgage lenders in the Sacramento region but much of the rest of the market has been upended, according to La Jolla-based research firm MDA DataQuick. Of the ...

2 big banking sector acquisitions completed - Associated Press
ATLANTA (AP) -- Two mega acquisitions in the banking sector have been completed following the biggest financial crisis to hit the United States since the 1930s, capping a year in which Wall Street stocks were hammered, home foreclosure rates soared ...

Failed IndyMac Sells for $13.9B - Street.Com
Dune Capital was founded in 2004 by former Goldman Sachs Group Inc. ( GS Quote - Cramer on GS - Stock Picks ) partners Mnuchin and Daniel Niedich. More on Banks Synovus Warns of Higher Loss Provision Treasury Offers Details on Citi-Type Aid Program ...

Tips for home buyers and sellers in 2009 - Corpus Christi Caller
In residential real estate, 2009 arrives much the same way that 2008 did: via a rocky road with deepening potholes. While more homebuyers are swooping in and picking up great deal, and sales are slowly increasing in many markets, the ongoing excess ...

Local economists mixed about Utah's prospects in '09 - Daily Herald
Probably not soon enough for most. Local economists are mixed about Utah's prospects in 2009, saying the still-contracting economy makes the timing of any recovery a moving target. While Wells Fargo economists see more job losses and more cautious ...

Lenders Are Backlogged by Refinancing Rush - Washington Post
Borrowers are rushing to refinance their mortgages at record low rates but face unexpected delays as swamped lenders struggle to cope with the surge at a time when layoffs have sharply cut staffing. Bank of America , which started shedding 7,500 ...

Arsenic in Big Rock water is 'natural' - Beacon News
An investigation by the Kane County Health Department has found that high concentrations of arsenic discovered in the drinking water at Hinckley-Big Rock Middle School last year are a natural occurrence. The school in Big Rock has taken steps to ...

Rates are low, but loans difficult to get - San Jose Mercury News
Mortgage rates are at their lowest level in decades, but thousands of Silicon Valley residents are discovering that qualifying for a loan is tougher than it has been in years. Banks are reluctant to lend at favorable rates to all but the most bullet ...