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Today's Mortgage Terms starting with P Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan. Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate. Pre-Approval: The process of calculating how much money a potential homebuyer could borrow. Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term. Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application. Principal: It is the amount of money borrowed or owed, excluding interest. View all Terms

Franklin mortgage rates news:

Home foreclosures on the rise in Franklin County - Public Opinion
More on the market: Foreclosed homes in Franklin County jumped from 16 last year to 28 today. In more typical economic times, the county has six to seven foreclosures on the market. Home foreclosures are up. The number of properties listed for ...

MONEY MARKETS-Bank rates fall amid property market turmoil - Reuters
NEW YORK, Nov 19 (Reuters) - Interbank lending costs fell broadly on Wednesday, even as problems in the commercial real estate market revived worries about credit conditions and bank balance sheets. Analysts generally agree credit strains have eased ...

Suthers cracks down on mortgage ads - Denver Business Journal
Three Colorado mortgage brokers have reached settlements with state Attorney General John Suthers to end what Suthers called the “deceptive use of teaser rates in mortgage-loan advertisements” in Denver newspapers. The agreements were part of a ...

Suthers cracks down on mortgage fraud - Rocky Mountain News
Colorado Attorney General John Suthers today said he has reached settlements with three mortgage companies as part of a crackdown on false advertising that he launched about two years ago. Suthers said that Denver’s Arbor Financial Inc., 5280 ...

'It hit everybody' - Hutchinson News
Most were just children at the time, coming of age amid the Great Depression. But the images of growing up poor during the worst economic times of the nation's history have stayed with this generation of Kansans all of their lives. Dust storms ...

Chairman of the Congressional Urban Caucus Supports Mayors in Pursuit ... - Marketwatch
"No one is immune to the impact of today's economic crisis," Fattah said. "Mortgage foreclosures, record unemployment rates coupled with the credit crunch have made it increasingly difficult for cities to meet their financial commitments ...

Letter: Low-income lending risks were well-known - MLive.com
A 1999 New York Times article by Steven A. Holmes on Fannie Mae begins, "In a move that could help increase home ownership rates among minorities and low-income consumers, the Fannie Mae Corporation is easing the credit requirements on loans that it ...

Tri-Cities Has Lowest Cost of Living in Washington - KEPR
KENNEWICK-- Franklin County is already the fastest-growing county in the state, with one of the lowest foreclosure rates around. When the headlines are bleak, it's good to know your dollar is going far. Experts say the economy is cyclical. Affordable ...

'EXPERIMENTAL' GOVERNING? NO THANKS - New York Post
ON Sunday night, President-elect Barack Obama told "60 Minutes" that President Franklin Roosevelt would be a model of sorts for him. "What you see in FDR that I hope my team can emulate is not always getting it right, but projecting a sense of ...

Jonah Goldberg: No to Obama's experimental government - Dallas Morning News
On Sunday night, President-elect Barack Obama told 60 Minutes that Franklin D. Roosevelt would be a model of sorts for him. "What you see in FDR that I hope my team can emulate is not always getting it right, but projecting a sense of confidence and ...