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Today's Mortgage Terms starting with L Lender: The bank, mortgage company or mortgage broker providing the loan. Loan Application: A statement of personal and financial information needed to apply for a loan. Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction. Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan. Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price. Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing. View all Terms

Cass mortgage rates news:

October 12 - October 19 (79) - Dakota Voice
► January 16 - January 23 (1) This is the video that was quickly banned from YouTube because of a "copyright infringement." This updated version uses music and video claiming safe harbor under the Fair Use Doctine. To those still confused about ...

Prices of homes dropping at fastest rate since 1952 - Guardian Unlimited
The average price of a house in Britain is £30,000 less than it was a year ago, Nationwide said yesterday, with prices tumbling in the year to October at their sharpest rate since 1952. Britain's biggest building society said prices fell 14.6% over ...

Housing slump could be over next year, MPs hear - Times Online
The housing market slump could be over as soon as next year if the cost of home loans falls by a further half-point, a leading housing market expert told MPs yesterday. David Miles, chief UK economist at Morgan Stanley, said that if mortgage rates ...

Darling: tax may rise in downturn - The Independent
Average house price has fallen £30,000 in a year Sean O'Grady: Darling's credibility has been devalued as much as sterling Darling urges banks to help small businesses US Federal Reserve cuts interest rates by half point Hungary holds out the ...

CDO Cuts Show $1 Trillion Corporate-Debt Bets Toxic (Update3) - Bloomberg
Oct. 22 (Bloomberg) -- Investors are taking losses of up to 90 percent in the $1.2 trillion market for collateralized debt obligations tied to corporate credit as the failures of Lehman Brothers Holdings Inc. and Icelandic banks send shockwaves ...

Little Crisis for Europe's Banks - Der Spiegel
A man walks past a branch of Barclays Bank, one of a number of European banks whose cautious policies have served them well. Suddenly, stodgy banks are looking smart. And with former Wall Street giants toppling almost daily, some European banks are ...

British Banks Line Up for Bailouts - BusinessWeek
British Prime Minister Gordon Brown and Finance Minister Alistair Darling address a press conference at 10 Downing Street in London, on Oct. 13, 2008. SHAUN CURRY/AFP/Getty Images Hoping to stem financial meltdown and avoid a deep recession, the ...

semi-nationalisation of the banks - The Independent
Lifelines for borrowers and banks Another 5pc fall for FTSE despite rate cut Q&A: The British Bank rescue Andrew Grice: Bailing out the banks Hamish McRae: Amid all the panic, there is some good news Bank of England makes emergency rate cut Brown ...

THE BROWN PLAN - Der Spiegel
British Prime Minister Gordon Brown's reputation has improved through his handling of the financial crisis. Hoping to stem financial meltdown and avoid a deep recession, the British government on Oct. 13 moved to take stakes in three of the five ...

Bankruptcy: A bankrupt system? - Minneapolis Star Tribune
64-year-old Roger Allison lost his left foot to diabetes complications a few of years ago. He's on the installment plan with lawyer Curtis Walker, waiting to come up with enough cash to file for bankruptcy. He's been making installment payments of ...