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Today's Mortgage Terms starting with M Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender. Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property. Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market. Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services. Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance). Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default. Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity. Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment. Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment. View all Terms

Ford mortgage quotes news:

GM, Chrysler scale back glitz at LA auto show - Guardian Unlimited
AP Auto Writer= LOS ANGELES (AP) - Chrysler and General Motors are still showing off their newest vehicles at the Los Angeles Auto Show, but their displays were noticeably quiet Wednesday while Asian and European companies unveiled new models that ...

As U.S. banks retreat, credit unions step up loans - Forbes
NOVI, Mich., Nov 16 (Reuters) - Some U.S. consumers hit hard by the credit and foreclosure crisis are finding that down-sizing their lender is paying dividends. Thanks to his local credit union, for example, former automotive engineer Jim ...

SNAPSHOT - Financial Crisis - 2245 GMT - CNBC
NEWS - U.S. prices drop at record pace, China wary of unrest - Federal Reserve slashes 2009 growth forecasts - Compromises proposed for $25 billion U.S. auto aid plan - Japanese, European carmakers also under pressure - China police told to maintain ...

US STOCKS-Market falls on auto bailout worries - Forbes
NEW YORK, Nov 19 (Reuters) - U.S. stocks fell on Wednesday as fears about the diminishing prospects for a U.S. auto industry rescue and falling financials, offsetting some gains in defensive stocks like drugs. Shares of General Motors declined nearly ...

UNLV coaches chastised in curriculum story - Las Vegas Sun
Tony Terrell, a former football player and athletic academic adviser at UNLV, was quoted in an USA Today story about colleges going easy on athletes in an attempt to keep them eligible. The situation as he portrayed it was less than flattering. Here ...

Front Row Washington - Reuters Blogs
George W. Bush heads to Peru this morning for his last scheduled trip abroad as U.S. president. Accompanied by Secretary of State Condoleezza Rice, he will attend an Asia-Pacific summit in Lima, Peru, where he will seek support for global financial ...

Dems delay auto bailout vote, seek plan from Big 3 - Denver Post
House Speaker Nancy Pelosi of Calif, second from left, gestures during a news conference on Capitol Hill in Washington, Thursday, Nov. 20, 2008, to discuss the auto industry bailout. From left are, House Majority Whip James Clyburn of S.C., Pelosi ...

Stocks tumble for second day; Treasurys surge - Denver Post
A pair of stuffed dice hangs from a monitor on the floor of the New York Stock Exchange as traders leave for the day,Thursday, Nov. 20, 2008. Stocks plunged for a second straight day Thursday, falling to a ranges not seen in six years as financial ...

A transcript follows. - Washington Post
Read today's column . About Pearlstein: Steven Pearlstein writes about business and the economy for The Washington Post. His journalism career includes editing roles at The Post and Inc. magazine. He was founding publisher and editor of The Boston ...

Q&A Transcript - Washington Post
Washington Post columnist Steven Pearlstein will be online Wednesday, Nov. 19 at 11:00 a.m. ET to discuss the automotive bailout. Submit your questions and comments before or during the discussion. Read today's column . About Pearlstein: Steven ...