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Today's Mortgage Terms starting with U Underwriting: It is the process of quantifying the risks involved in a specific loan and setting suitable terms and conditions for a mortgage. URLA: Uniform residential loan application. Usury: Interest charged in excess of the legal rate as established by law. View all Terms

Washington mortgage loans news:

Citigroup, Democrats reach mortgage deal - Sacramento Bee
WASHINGTON – Key congressional Democrats on Thursday reached an agreement with financial giant Citigroup Inc. on a proposal to make it easier for bankruptcy judges to adjust the terms of home loans and possibly forestall many foreclosures ...

Stocks slide after rise in unemployment rate - Guardian Unlimited
AP Business Writers= NEW YORK (AP) â The first full week of 2009 didn't bring Wall Street any huge shocks, but it didn't bring much for investors be happy about, either. A jump in unemployment sent stocks sharply lower Friday as investors feared ...

Obama, Democrats look to revamp financial bailout - Yahoo News
WASHINGTON – Barack Obama's economic team is talking with the Bush administration about having Treasury Secretary Henry Paulson ask Congress within the next week for access to the $350 billion remaining in the financial bailout fund, officials on ...

Freddie Mac report: 30-year mortgage rates are in free-fall - Toledo Blade
WASHINGTON - Rates on 30-year mortgages fell to a record level for a fourth straight week, dropping to the lowest mark since Freddie Mac started tracking nearly 38 years ago. Rates have been falling since late November, when the Federal Reserve ...

UPDATE 2-US bank industry slams lawmaker-Citi mortgage deal - Reuters UK
WASHINGTON/NEW YORK, Jan 9 (Reuters) - A top bank industry group said on Friday that it opposes an agreement between Citigroup Inc ( C.N ) and Democratic senators that would rewrite U.S. bankruptcy law to help troubled mortgage borrowers avoid ...

Mortgage rates fall to lowest level since weekly survey started - Providence Journal
WASHINGTON (AP) — Rates on 30-year fixed-rate mortgages fell to a record low for the second straight week, causing refinancing applications to surge to the highest level in more than five years, a month after the Federal Reserve pledged to channel ...

Audio: Washington correspondent reflects on Bush interviews - Milwaukee Journal Sentinel
Jan. 9, 2009 1:52 p.m. | In 11 days, George W. Bush will leave the White House and the presidency and return home to Texas. In a story that will appear in Sunday's Journal Sentinel, Washington Bureau chief Craig Gilbert looks back at a half-dozen ...

Walking Away, And What It Leaves Behind: The Wide And Lasting Impact ... - Washington Post
Benjamin McNelley said he loathed the idea of walking away from the mortgage on his four-bedroom, two-bath house in Fauquier County . The former Prince William County prison guard said he worried about what the decision might mean for his credit ...

HUD defends FHA at U.S. House hearing on mortgages - Reuters
WASHINGTON, Jan 9 (Reuters) - A senior U.S. housing official on Friday defended the performance of the Federal Housing Administration at a congressional hearing looking into questions raised in a magazine article about mortgage originators. A ...

Bank group opposes plan to give judges loan adjustment power - Marketwatch
WASHINGTON (MarketWatch)-- The American Bankers Association on Friday said it was opposed to a plan created by lawmakers and Citigroup Inc. that would give bankruptcy judges the authority to eliminate some mortgage debt and help reduce foreclosures ...