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Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

Valley mortgage loans news:

Obama: Congress must act - Northwest Herald
WASHINGTON – President-elect Barack Obama implored Congress on Thursday to “act boldly and act now” to fix an economy growing perilously weaker. Leading lawmakers set an informal goal of mid-February for enacting tax cuts and government ...

Restarting the frozen loans market - CNN Money
Dennis and Lisa Morton, pictured with their children, were closing in on negotiations for a loan to open a CiCi's franchise. When they couldn't land the loan, their business plans went into limbo. (CNNMoney.com) -- The government's first step toward ...

BUSINESS: Shenango Valley Mall dealing with tax troubles - New Castle News
Published January 09, 2009 12:38 pm - The Shenango Valley Mall in Hermitage is in receivership after defaulting on loans. Stores, though, will be staying open. Mercer County Common Pleas Judge Christopher St. John approved the appointment of a ...

Rates are low, but loans difficult to get - San Jose Mercury News
Mortgage rates are at their lowest level in decades, but thousands of Silicon Valley residents are discovering that qualifying for a loan is tougher than it has been in years. Banks are reluctant to lend at favorable rates to all but the most bullet ...

Rock River Valley Realtors have hope for '09 - Rockford Register-Star
Rock River Valley Realtors in 2008 had their slowest year selling homes since 1990, according to preliminary statistics released today by the Rockford Area Realtors. For the year, 3,978 houses sold for an average price of $138,155, the fewest number ...

Basketball player Friday a loan officer in Dallas area - Longview News-Journal
Editor's Note: Where Are They Now? is a weekly feature catching up with former athletes from the Longview News-Journal's coverage area. College(s), major and year graduated: Paris Junior College (freshman), Cedar Valley (sophomore), Stephen F. Austin ...

Your business community: Treasure Valley movers and shakers - Idaho Statesman
Home Federal Bank President and CEO Len Williams has announced the promotion of Debra L. Hodge to senior vice president and director of human resources. She succeeds Denis Trom, who retired at the end of year. Hodge has nearly 15 years of experience ...

Mall defaults on loans; stores unaffected - Sharon Herald
The Shenango Valley Mall along with other affiliated properties has defaulted on more than $80 million in loans and the lender is seeking court approval to install a receiver to oversee management of the mall, according to court documents filed in ...

Cardoza proposal could aid housing crisis - Record
Rep. Dennis Cardoza, D-Atwater, has a plan to reverse the housing crisis and boost the economy: a 4 percent interest rate on fixed-rate, 30-year loans for all current homeowners and qualified buyers of foreclosure properties. Under his newly proposed ...

Lofgren sees higher jumbo mortgage limits returning - San Jose Business Journal
Higher jumbo mortgage loan limits will be part of the highly-anticipated economic stimulus package coming from Washington early this year, U.S. Rep. Zoe Lofgren said Wednesday. A temporary increase in the limit for lower rate conforming mortgages to ...