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Today's Mortgage Terms starting with I Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment. Initial Rate: The rate charged for the first interval of an ARM loan. Interest: Compensation in the form of money paid for the use of money. Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan. View all Terms

Lincoln mortgage loans news:

Lessons Learned: Mortgage refi paid off - Lincoln Journal Star
A salute to readers who called mortgage brokers, then took advantage of the bargain residential loan rates mentioned in my mid-December column. Last week, I completed the refinancing of a 30-year loan, which locked in a 5 percent rate. Leaving behind ...

Hartford, Lincoln National closer to bailout funds - Forbes
Federal regulators will allow two large insurance companies to buy thrifts so they can qualify to receive money from the government's financial rescue program. The Office of Thrift Supervision, a Treasury Department agency, said Friday that it ...

Hartford, Lincoln Clear Hurdle in Bid for TARP Funds (Update1) - Bloomberg
Jan. 9 (Bloomberg) -- Hartford Financial Services Group Inc. and Lincoln National Corp. won approval to buy lenders, a step by the insurers toward getting investments from the U.S. government, the Office of Thrift Supervision said today. Life ...

New program aids N.J. homeowners facing foreclosure - Newark Star-Ledger
With dire predictions that more than 60,000 New Jerseyans could face foreclosure this year, state officials rolled out a program today tapping counselors and mediators to help residents face the news and take steps to prevent losing their homes. "It ...

'White House' saved from foreclosure - KUSA-TV
DEKALB COUNTY, Ga. - The current residents of the White House will not be moving out, after all. The residents of the "Atlanta White House," that is - Fred Milani and his wife. Milani built and owns the Atlanta White House. It's a replica of the real ...

Still Rolling: Auto dealers say gloom and doom reports exaggerated - Citizen Tribune
It may simply be a case of survival of the fittest. The doors have slammed shut on Lifetime KIA of Morristown. Other automobile dealerships in the Lakeway Area, however, are conducting business as usual. Admittedly, usual is a bit different these ...

The Note - ABC News Blogs
You don't need a light-bulb moment for this one: Now that the national-security team is in place, it's all about the economy again for President-elect Barack Obama. And, oh yeah -- he's pretty much the president now, by the way. Partly it's the ...

Faith-Based Group Saves "Atlanta White House" from Foreclosure - First Coast News
ATLANTA, GA -- The current residents of the White House will not be moving out, after all. The residents of the "Atlanta White House," that is, Fred Milani and his wife. Milani built and owns the Atlanta White House. It's a replica of the real White ...

Nebraska not in the red, but budget won't show it - Sioux City Journal
LINCOLN, Neb. -- Nebraska's unemployment rate is half the national rate. State tax revenues are coming in on target. Nebraska is one of a handful of states not currently in a financial crisis. And state government is sitting on the biggest cash ...

Beatty's finances puzzling - Detroit News
The list was startling from the beginning. Christine Beatty, unemployed for most of the past year and with just $6 in her checking account, pays $2,400 a month on her mortgage, an assistant prosecutor told a Wayne Circuit Court judge on Tuesday. She ...