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Today's Mortgage Terms starting with P Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan. Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate. Pre-Approval: The process of calculating how much money a potential homebuyer could borrow. Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term. Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application. Principal: It is the amount of money borrowed or owed, excluding interest. View all Terms

Clark mortgage loan news:

As Home Prices Drop, Some Buyers See Opportunity - Flathead Beacon
A slowing economy and the troubles plaguing the national housing market have potential buyers in the Flathead Valley tip-toeing around home and building investments at a time local professionals say they should be jumping in. “In terms of times to ...

Mortgage crisis here may be worse than reported - Buffalo News
Dorothy Gary never lost her home, but the senior citizen’s oversized 24 percent mortgage rate brought her awfully, awfully close. Gary got help, but only after learning that seven years of uninterrupted monthly payments had barely made a dent in ...

Robert Kelly: Wall Street will revive - Globe and Mail
R obert Kelly is among a select few bankers who have witnessed first-hand the revolution in the U.S. financial system. As chairman and CEO of Bank of New York Mellon – a global force in financial custody services – he was at the New York Federal ...

Blooming in the desert - Columbian
The Clark County residential real estate industry has been grappling with declining sales for more than a year, pulling down many lenders along the way. In Vancouver, Millennium Funding Group and Home 123 Mortgage shut down. Washington Mutual was ...

Paychecks shrinking - Arizona Daily Star
The downturn hasn't been painless for employers, either. Renowned Tucson glass artist Tom Philabaum, owner of Philabaum Glass, 711 S. Sixth Ave., made sad history in July. For the first time in the 30 years his Tucson art-glass studio factory and ...

Conservative think tank's savings suggestions include eliminating ... - Las Vegas Review Journal
CARSON CITY -- A Las Vegas-based conservative think tank called Wednesday for state government to consider eliminating the Department of Business and Industry and make numerous other changes that it thinks would eliminate the need for tax increases ...

Cameron unveils tax cuts for savers - Times Online
David Cameron sharpened the political divide with Labour today pledging to divert cash from public spending to tax cuts for savers. The Tory leader said an incoming Conservative administration would abolish income tax on savings by basic-rate ...

Looking Back Part 2: 2008 ended on good note - Wahoo News
ASHLAND - In 2008, Ashland and the surrounding communities saw their share of triumphs and tragedy. The second half of the year began with more news on the closing of a local grain elevator and with the annual Stir-Up celebration that livened the ...

Misadventures in Atlanta - AccessAtlanta
In the 12 years since her parents allowed her first date, Blanca has dated, and dated, and dated. And she's single, tired, but not completely without hope. My best friend is wild about her boyfriend. I’ve met him, and indeed he’s a wonderful ...

Car, truck sales worst 'in our lifetime' - Las Vegas Review Journal
The number of new cars and trucks sold in Southern Nevada nose-dived 54 percent in December from the same month a year ago as dealers struggled to stay in business, a local dealer said Monday. "We've never seen it this way in our lifetime," said Jim ...