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Mortgage Rate Trends and Market Update

9-Jan-09

Last

Change

-0.03%

0.00%

0.10%

-0.08%

-0.21%

-0.09%

7 Year Fixed Rate Mortgage This marker indicates the current chart.

2.49%

0.18%

0.07%

0.00%

This marker indicates the current chart. Use links on left to view charts. Click to enlarge.

Week Month Year 3 Yrs

sources: informars.com, erate.com, Freddie Mac

NAMB, Equal Housing Opportunity, BBB Reliability Online, SSL Secure Server

Aiea	Haleiwa	Kaaawa	Kapolei	Mililani	Tamc	Waimanalo

Camp H M Smith	Hauula	Kahuku	Kunia	Pearl City	Wahiawa	Waipahu

Ewa Beach	Hickam Afb	Kailua	Laie	Pearl Harbor	Waialua	Wake Island

Fort Shafter	Honolulu	Kaneohe	M C B H Kaneohe Bay	Schofield Barracks	Waianae	Wheeler Army Airfield

Today's Mortgage Terms starting with L Lender: The bank, mortgage company or mortgage broker providing the loan. Loan Application: A statement of personal and financial information needed to apply for a loan. Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction. Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan. Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price. Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing. View all Terms

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