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Today's Mortgage Terms starting with L Lender: The bank, mortgage company or mortgage broker providing the loan. Loan Application: A statement of personal and financial information needed to apply for a loan. Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction. Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan. Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price. Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing. View all Terms

Wayne refinance mortgage news:

Glenbrook owner gets two-week debt extension - FortWayne.com
CHICAGO — General Growth Properties Inc., the owner of Glenbrook Square, has received a two-week extension on mortgage loans totaling $900 million, as the troubled shopping-mall owner works to stave off bankruptcy and negotiate longer-term ...

Mortgage crisis' next stage looms Owners of malls, hotels about to ... - FortWayne.com
WASHINGTON — The full scope of the housing meltdown isn’t clear and already there are ominous signs of a new crisis — one that could turn out the lights on malls, hotels and storefronts nationwide. Even as the holiday shopping season begins in ...

Lender ordered to pay couple $84K - Maryland Daily Record
A Baltimore County jury has awarded $84,001 to a couple after they were charged additional, undocumented fees on their mortgage by a lender who also hindered their ability to sell their home. Vincent S. Serio was ordered to pay damages to John and ...

Owner of four New Jersey malls could go bankrupt - Bridgeton News
Drowning in debt, and citing a weak retail and credit market, the owner of four New Jersey malls has hired bankruptcy lawyers and warned it could file for legal protection as it tries to dig itself out of a financial hole. General Growth Properties ...

November 2008 - Palm Beach Interactive
Gov. Charlie Crist wants to have a temporary foreclosure freeze in place by next week, he said this morning. Crist said he is meeting with bankers to try to come up with a deal without having lawmakers involved that would stall foreclosure ...

Worries grow on mortgage funds - The Age
FEARS are growing the crisis in the nation's $12 billion mortgage fund sector could soon spill into the broader property market, with developers and home buyers at risk of having a key funding tap shut off. The Federal Government last night brought ...

JP Morgan, perhaps sensing shifting political wind, will refinance ... - Bloggingstocks.com
It's been said that the grace that Joe DiMaggio, The Yankee Clipper , exhibited was so encompassing that he seemed to move before the crack of the bat, to be perfectly positioned for an outfield catch. And of course hockey's Wayne Gretzky 's ...

Glenbrook owner warns of bankruptcy - Evening Star
General Growth Properties, the Chicago-based real estate investment trust that owns Glenbrook Square Mall, warned Monday that it may have to file for bankruptcy protection from its creditors. The company said in a Securities and Exchange Commission ...

7 Ways for Obama to Save the Housing Market - US News and World Report
The Great Housing Bailout of 2009 is coming. The recent announcement by Fannie Mae, Freddie Mac, and Citigroup that they plan to reduce mortgage payments for hundreds of thousands of borrowers facing foreclosures may well be just the beginning of ...

G.O.P. Opens Wallet for Ads - New York Times Blogs
Flush with cash, the Republican National Committee is beginning to open its wallet to broadcast new advertisements against Senator Barack Obama. In a single day, the committee paid for a $5 million advertising purchase by OnMessage, a media firm in ...