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Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

Pickens mortgage rates news:

TAKING NO CREDIT - New York Post
Behind Wall Street's panicked sell-off yesterday are deep-seated fears that mortgage-battered banks will become even more reluctant to lend without a government plan in place. "We're going uphill and the fuel in the car is running out," said Joseph ...

Four easy steps to socialism - Memphis Commercial Appeal
Wealth redistribution -- take from the rich and give to the poor -- is a philosophy taken right from socialism. So how do you get Americans to adopt it? You can't just pass laws that directly take money from one and hand it to another, at least not ...

An economy on the edge - Detroit Free Press
Did stocks crash? Some news organizations and investors are hesitating to use the word to describe Wall Street's terrifying sell-off. The government will buy an ownership stake in a broad array of U.S. banks for the first time since the Great ...

Chat transcript: Financial planners answer personal finance questions - Dallas Morning News
Members of the Financial Planning Association answered reader questions about their finances during a live chat Sunday, Oct. 5. Here is a transcript of the discussion. Jan Valecka: Hello, My name is Jan Valecka with LPL Financial . Jean Keener: Hi ...

In slip up, Palin calls Afghanistan “our neighboring country” - Reuters Blogs
SAN FRANCISCO - Republican vice presidential nominee Sarah Palin called Afghanistan “our neighboring country” on Sunday in a speech that could revive questions over her tendency to stumble into linguistic knots. Three days after a mostly gaffe ...

Anderson-area officials say time is needed for economic trends to ... - Anderson Independent-Mail
NEW YORK — Wall Street capped its worst week ever with a wild session Friday that saw the Dow Jones industrials rocket within a 1,000 point range before closing with a relatively mild loss and the Nasdaq composite index actually end with a modest ...

McCain, Obama clash on cause, cure for econ crisis - Natchez Democrat
NASHVILLE, Tenn. (AP) — Barack Obama and John McCain clashed repeatedly over the causes and cures for the worst economic crisis in 80 years Tuesday night in a debate in which Republican McCain called for sweeping action by the government to ...

Stephanopoulos: Why No Ayers Attack? - ABC News Blogs
ABC News' George Stephanopoulos reports: One thing we didn't hear in last night's debate was John McCain launch the kind of personal attacks against Barack Obama that the McCain campaign has been telegraphing would come. On the campaign trail in ...

Auto industry readies loan pitch - Detroit Free Press
Joe Hinrichs, Ford's top manufacturing executive, told journalists attending the Society of American Business Editors and Writers fall conference in Kansas City on Monday that the federal government's takeover of mortgage giants Fannie Mae and ...