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Today's Mortgage Terms starting with F Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans. Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers. First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages. Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan. Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default. View all Terms

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Stock & fund quotes - ninemsn
HONG KONG, Dec 31 (Reuters) - Asian shares rounded out their worst year ever on Wednesday, down 50 percent after 12 months of financial market and economic turmoil, but optimism that 2009 will be an improvement lifted stocks for a third straight ...

The 99 most memorable, interesting and outrageous political quotes of ... - Enter Stage Right
The year 2008 was politically the most exciting and unusual in a generation. It hosted a long, divisive and drama filled campaign season that featured the rapid rise and fall of Rudy Giuliani, Fred Thompson and Mike Huckabee, the unlikely rise of ...

February 2007 - Times Union Blogs
The Capitol. The seat of state government. Where influential politicians craft laws and crafty lobbyists peddle influence. Where hopeful citizens try to get their voices heard. Get a look behind the scenes at New York politics and statewide campaigns ...

Car, truck sales worst 'in our lifetime' - Las Vegas Review Journal
The number of new cars and trucks sold in Southern Nevada nose-dived 54 percent in December from the same month a year ago as dealers struggled to stay in business, a local dealer said Monday. "We've never seen it this way in our lifetime," said Jim ...

Mob museum is Exhibit A for GOP leader - Las Vegas Sun
Washington — Las Vegas’ proposed mob museum is a subject ripe for ridicule, and the Republicans here have held it up as just that. Now that work is under way on the economic recovery package of tax breaks and public works projects being developed ...

2008 Financial Crisis - New York Observer
Author Michael Lewis and hedge fund manager David Einhorn in The New York Times over the weekend on the genesis of the current crisis: "Our financial catastrophe, like Bernard Madoff’s pyramid scheme, required all sorts of important, plugged-in ...

Viewing all entries for: October 2008 - Economist.com
AND speaking of bad last-minute decisions: you're up, and you have more paths to victory than Paul Simon has breakup techniques . Kerry states plus IA-CO-NM? Safe. Kerry plus OH? Quite possible. Kerry plus VA + IA? Safe enough too. Want to run up the ...

The World Newser - ABC News Blogs
George Stephanopoulos interviewed Israeli Foreign Minister Tzipi Livni briefly today on Israel's decision to reject international calls for a 48 hour cease-fire . Livni said that a cease-fire "doesn't serve Israel" because Hamas will "abuse any kind ...

The Note - ABC News Blogs
ABC News' Karen Travers Reports: Entertainer Al Franken may be getting closer to one of the most hotly contested Senate seats in the U.S. The Democrat gained a 50 vote lead over Republican Sen. Norm Coleman in Minnesota's Senate race after the state ...

December 2008 - Posts - MSNBC Firstread
Secretary of State Condoleezza Rice has spoken to 12 foreign officials about the crisis in Gaza since Friday and has briefed President-elect Obama regularly, the State Department said today. The Bush Administration has refused to call for an ...