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Today's Mortgage Terms starting with F Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans. Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers. First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages. Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan. Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default. View all Terms

Wayne mortgage loan news:

Bank error puts pair on foreclosure brink Frank Gray - FortWayne.com
Penny and Michael Rhodes were mistakenly told their mortgage was in default. Penny and Michael Rhodes have had a lot of hard luck in the last 20 years. They bought a house in Garrett in 1989, but it burned. Insurance covered the loss, but they had to ...

Beatty Begins 120-Day Jail Sentence - ClickOnDetroit.com
DETROIT -- One of the most embarrassing periods in this battered and weary city ended Tuesday as the top aide and former lover of disgraced ex-Mayor Kwame Kilpatrick was sent to jail. Christine Beatty, once an influential figure at Detroit City Hall ...

Indiana Stocks Down Drastically In '08 - Indy Channel
INDIANAPOLIS -- The nation's financial meltdown battered most of Indiana's largest companies last year, costing some of them three-quarters or more of their stock value. Companies in the Bloomberg Indiana Index lost nearly half their value in 2008 ...

Commercial Real Estate - Daily Business Review
uane Stiller, president of Woolbright Development, has seen firsthand the toll the credit crisis and slow economy have taken on the commercial real estate industry. In recent months, his retail development company has had six deals fall through ...

Real Estate Transactions - Charleston Post & Courier
The transactions listed below include properties sold for $200,000 or more and recorded Nov. 10-14. McAlister Togant Kiawah LLC sold 6005 Green Dolphin Way, The Maritime at Kiawah to Robert A. and Bette T. Kennedy for $2.4 million. Mount Pleasant ...

Land transactions for Jan. 4 - Clanton Advertiser
• William Gerald McKinnon Sr., Linda C. McKinnon and William Gerald McKinnon Jr. to Karen M. Parker, land located in Section 6, Township 22, Range 15. • Kristi Lowery to Shelby R. Lowery and Phillip J. Lowery, land located in Section 17, Township ...

Matter of Record, January 5 - Wichita Falls Times Record News
State Farm Mutual Automobile Insurance Co. vs. Joshua Eric Melton, 4118 Palomino, $4,616.49, V3317 P802. County of Williamson vs. Travis A. Holland, et al, 1419 N. 7th, $2,025.29, V3318 P20. Gant, Kenneth Adrian, Wichita County, Chapter 7, Date Filed ...

What lies ahead in 2009? - Star-Banner
OCALA - 2009 seems to be shaping up as a year of revival in Ocala. Some of the biggest developments the public should watch for in the new year include whether some old projects can be revived and brought to fruition, and whether the economy can be ...

Poortvliet confident that Saints won't sell - This is Hampshire
Jan Poortvliet insists Saints WON’T have to sell any of their star players during the January transfer window. The latest set of accounts from the club stated that players would have be sold in due course to help stabilise the financial position at ...