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Today's Mortgage Terms starting with I Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment. Initial Rate: The rate charged for the first interval of an ARM loan. Interest: Compensation in the form of money paid for the use of money. Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan. View all Terms

Pierce mortgage loan news:

House values decline again - Seattle Post Intelligencer
Values in King, Pierce and Snohomish counties decreased 9.8 percent from September 2007 and 1.4 percent from this August, according to Standard & Poor's S&P/Case-Shiller Home Price Indices. The year-to-year drop was the eighth consecutive record for ...

State Supremes: unsubstantiated allegations of teacher sexual ... - Spokane Spokesman-Review
In a case where the 11 petitioners are all known as John Doe, the state Supreme Court ruled 6-3 this morning that unsubstantiated allegations of teacher sexual misconduct can be withheld from public disclosure. School districts can investigate any ...

From the police report... - Spokane Spokesman-Review
State Rep. Geoff Simpson, D-Covington, was arrested Sunday afternon on charges of fourth degree assault and interfering with reporting of domestic violence. He says -- see below -- that the charges are baseless and that he'll be exonerated. In ...

Regulators Close Downey, Other Banks - Insurance News Net
Copyright 2008 TheStreet.com, Inc.All Rights Reserved TheStreet . com November 22, 2008 Saturday 12:30 PM EST SECTION: NEWS & ANALYSIS; Banks LENGTH: 1237 words HEADLINE: Regulators Close Downey, Other Banks BYLINE: Philip van Doorn, TheStreet.com ...

Fable doesn't compute in bail-out times - Hawk Eye
KANSAS CITY, Mo. -- Two-and-a-half millennia before anyone thought of bundling toxic derivatives, Aesop knew what bugged people. The foolhardy grasshopper in the ancient Greek fable "The Ant and the Grasshopper" enjoyed his summer singing while the ...

Economic bailout pits ants against grasshoppers - Cleveland Plain Dealer
KANSAS CITY, Mo. -- Two-and-a-half millennia before anyone thought of bundling toxic derivatives, Aesop knew what bugged people. The foolhardy grasshopper in the ancient Greek fable "The Ant and the Grasshopper" enjoyed his summer singing while the ...

A few of '08's big turkeys - Philadelphia Daily News
1. A large, widely domesticated North American bird (genus Meleagris) having brownish plumage and a bare, wattled head and neck. 2. Slang. a. A stupid, foolish or inept person. b. A failure; flop. In honor of Thanksgiving, I offer the following ...

Royal Bank profit falls 15% - Globe and Mail
annie (smith from ontario, Canada writes: Oh too bad, your profits fell 15% but royal bank still made money, but they are trying to cry the blues. They like to play with numbers no doubt. It must hurt the CEO,president and managers bonus payout is a ...

Strib editorialists: Bring on recount lawsuit! - Minnpost.com
The Strib editorial page encourages a recount lawsuit. Technically, the newspaper says the State Canvass Board shouldn't assess possibly valid but rejected absentee ballots. Refusing the re-look forces a court challenge, they acknowledge. The Canvass ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. Bank of America says it is paying a fair price for Merrill Lynch, but judging from the way BofA’s stock is getting hammered today, down 16 ...