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Today's Mortgage Terms starting with B
Bankruptcy:A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.Bearer:The legal owner of a property.Bill of Sale:A document that details the transfer of property.Biweekly Mortgage:A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.Blanket Mortgage:A mortgage that includes more than one piece of real estateBorrower (Mortgager):An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.Broker:An individual who gets buyers and sellers together and helps in negotiating contracts for a client.Buy-Down Mortgage:A mortgage loan with a lower than market rate for a determined period of time.Buyer’s Market:Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.View all Terms |
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