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Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

Martin mortgage rates news:

How to survive the credit crunch - North West Evening Mail
WITH 2009 predicted to be one of the grimmest in years a host of financial experts today share their tips for surviving the financial storm. JO DAVIES reports THIS period of sobriety after the over-indulgence of the festive period is a chance for ...

Leaders see silver lining for 2009 N.C. economy - News 14
RALEIGH – Local economists in downtown Raleigh Wednesday have high hopes for the state's 2009 economy. During the annual Economic Forecast Forum, co-hosted by the N.C. Chamber of Commerce and the N.C. Bankers Association, Wachovia economist John ...

Housing market braced for brutal 2009 as prices and mortgage lending ... - Guardian Unlimited
The housing market is poised for a grim 2009 after figures yesterday showed another sharp fall in prices in December and a record low number of new mortgages. The average house price in Britain fell a bigger-than-expected 2.2% last month, the Halifax ...

Home loan approvals fall to fresh low - Financial Times
Mortgage approvals plunged to a fresh record low in November after the Bank of England slashed rates, while house prices fell again last month, according to fresh data yesterday. Loan approvals to buy a house fell to 27,000 in November, down from 31 ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. Semiconductor giant Intel Corp.’s latest warning, its second this quarter, signals the severity of the economic woes world-wide. “If you ...

Halifax: House prices down 16.2% in 2008 - MyFinances.co.uk
Using Mortgage Finder to find the best mortgage and remortgage deals could save you thousands of pounds. Find the right cheap mortgage or cheapest remortgage. House prices fell 2.2 per cent in December, as the property slowdown looks set to continue ...

UK lending plummets and house prices post 25-year drop - Independent
Share UK mortgage approvals dropped to the lowest since at least 1999 in November, house prices fell by the most in a quarter-century last year, and banks predict more curbs on lending as the recession deepens. Lenders granted 27,000 loans for house ...

British house prices fell at record rate in 2008 - Tehran Times
LONDON (AP) – House prices in Britain fell in 2008 at their fastest rate for at least 25 years, the country’s biggest mortgage lender said Friday, stoking market expectations that the Bank of England will cut borrowing costs further next week ...

PEBO: Stimulus Package Won't Be As Big As Some Economists Want Because ... - ABC News Blogs
"Today the Congressional Budget Office announced that the deficit we are inheriting for this budget year will be $1.2 trillion," President-elect Obama said today, noting that the stimulus package "will necessarily add more." Even after our economy ...

Are Recessions Really That Bad? - Seekingalpha.com
In the 1926-1927 recession, the Dow roared from a low of 135 to a high of 200 towards the end of 1927, for a gain of 48%; more importantly though, it had recovered all its losses by the first quarter of 1927. The Great Depression, which has come to ...