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Today's Mortgage Terms starting with P Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan. Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate. Pre-Approval: The process of calculating how much money a potential homebuyer could borrow. Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term. Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application. Principal: It is the amount of money borrowed or owed, excluding interest. View all Terms

Martin home equity loans news:

Volkswagen Investors Can Thank Lehman for World-Beating Gains - Bloomberg
Oct. 7 (Bloomberg) -- Volkswagen AG , Europe's largest automaker, just became this year's best performing stock on the continent, benefiting from hedge-fund trading strategies and the collapse of Lehman Brothers Holdings Inc. Volkswagen shares are up ...

Volkswagen Investors Can Thank Lehman for Gains (Update1) - Bloomberg
Oct. 7 (Bloomberg) -- Volkswagen AG , Europe's largest automaker, just became this year's best performing stock on the continent, benefiting from hedge-fund trading strategies and the collapse of Lehman Brothers Holdings Inc. Volkswagen shares are up ...

Snowballing sell-off spreads worldwide - Associated Press
NEW YORK (AP) -- Stock prices in Asia and Europe careened lower Friday, extending a stampede of selling that began in on Wall Street a day earlier, deepening a global financial crisis that has defied all efforts to stop it. This week's coordinated ...

Snowballing sell-off drives Dow down 679 points - Associated Press
NEW YORK (AP) -- A stampede of selling that began in the waning minutes of trading on Wall Street spread to Asia on Friday, deepening a financial crisis that has defied all efforts to stop it. Thursday's anniversary of the stock market peak turned ...

Mortgage crunch takes toll on bystanders - Reno Gazette
Buffy Martin Tarbox said she's done everything right. When she bought her 900-square-foot home in a southwest Reno neighborhood nine years ago, she paid a fair price with a fixed-rate loan from a reputable lender. Five years later, when the housing ...

US election: McCain adviser pessimistic on prospects for US economic ... - Guardian Unlimited
A Republican economist and adviser to John McCain said today that the current economic downturn could last longer than the previous four recessions, a gloomy view for a campaign that hopes to turn the national conversation away from the economy in ...

State to save HBOS and RBS - Times Online
THE government will launch the biggest rescue of Britain’s high-street banks tomorrow when the UK’s four biggest institutions ask for a £35 billion financial lifeline. The unprecedented move will make the government the biggest shareholder in at ...

National crisis, local implications: Metro home market declines - Jackson Clarion-Ledger
As soon as their home sells, they're planning to buy the new property. The only problem? Since putting their existing home on the market two months ago, not one perspective buyer has stopped in for a tour. "I'm not going to buy the other home until I ...

MAD MONEY FEATURES - CNBC
As bad as the market is right now, and the Dow was down about 550 points with less than a half hour in the trading day, growing problems in Europe, massive hedge-fund selling and the resultant overwhelming lack of confidence on Wall Street could sink ...

On housing, McCain takes sharp left turn - CNN Money
At Tuesday's debate, Republican presidential nominee John McCain made a proposal that seems at odds with his party's free-market past. WASHINGTON (Fortune) -- Minutes into last night's presidential debate, the already listing ship of free-market ...